Keep crews paid and materials stocked while customers pay. Funding from $25,000 with a soft credit pull to start.
Apply in MinutesWorking Capital ยท Louisville
Louisville suppliers, contractors and service firms use working capital to take on bigger jobs without stretching thin.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Funds in as little as 24 hours for qualified businesses.
FICO 500 and up is considered next to your deposit history.
You see the full repayment amount in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is spelled out in the offer.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Louisville runs on manufacturing, logistics, healthcare and hospitality. Suppliers to large plants, small machine shops, freight brokers, home health agencies and HVAC contractors all share one problem: they spend money before customers pay. Working capital keeps the lights on and the crew paid while invoices clear.
We focus on your business bank deposits over about three months and on what you already owe. The application takes about five minutes and starts with a soft credit pull. Tax returns are not required. FICO 500 and up is considered, and sole proprietors can apply.
For illustration only: a contractor with consistent monthly deposits and few existing obligations will generally see a larger offer than a similar business already carrying several payments. The amount depends mainly on deposits and obligations.
Asking for the largest possible amount is not always the smart move. Start with the real need: the materials order, the payroll gap, the cost of staffing a new contract. Add a reasonable cushion, then compare that figure with what your deposits can comfortably support during repayment. A right-sized offer keeps your account healthy and leaves room for the next opportunity. We are glad to walk through the numbers with you so the amount you take matches what your Louisville business actually needs, not more and not less.
Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours. Prefer a revolving option? See our Louisville line of credit. Searching across the state? Try working capital in Kentucky. Your offer lists the full repayment amount and schedule before you accept. Apply now.
Money used for day-to-day operations: payroll, rent, materials, inventory and covering gaps while customers pay.
Yes. Slow-paying customers are one of the most common reasons businesses seek working capital. Steady deposits over time are what we review.
We start with a soft credit pull. FICO scores of 500 and up are considered.
Qualified businesses can be funded in as little as 24 hours.
No. About three months of business bank statements is the main document we review.
Yes. Existing obligations are part of the review and affect the amount offered, so list them accurately on your application. That helps us size an offer your Louisville business can comfortably handle alongside what you already pay each month.
Example uses for illustration only.
These steps can help you get a better working capital offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding