Cover payroll, rent and supplies while claims are processed. Apply in 5 minutes with a soft credit pull and no tax returns.
Apply NowMedical Practice Working Capital
Funding from $25,000 based on your practice's deposits. FICO 500+ considered, and funding in as little as 24 hours for qualified practices.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in five minutes with about three months of statements. No tax returns.
FICO 500+ is considered, and your collections history carries weight.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your payment schedule is laid out up front so it can sit alongside your collections cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A practice can be full every day and still feel short on cash. You see the patient today, code and submit the claim, and then wait while it is adjudicated, sometimes reworked, and finally paid. Meanwhile the nurse, the medical assistant and the billing team expect to be paid on schedule. Working capital fills that space between earned and collected.
Payroll, rent, malpractice premiums, EHR and billing software, and lab or supply orders.
Onboarding a new physician, nurse practitioner or physician assistant, extending hours, or adding a service line. Our expansion funding page covers bigger growth steps.
A failed HVAC system in the clinic, a payer audit that holds up payments, or a key staff departure that forces temporary coverage. See emergency funding for urgent situations.
We focus on the health of your business bank account. About three months of statements shows us how reimbursements and patient payments flow in and what goes out. We also consider existing obligations. FICO scores of 500 and up are considered, and sole proprietors can apply.
The application takes about five minutes and starts with a soft credit pull. No tax returns are required.
Working capital can come as a lump sum through a merchant cash advance or revenue-based financing, or as a revolving line of credit you draw on as needed. A lump sum suits a one-time project. A line suits recurring gaps, like predictable payer delays every quarter.
Your offer lays out the full repayment amount and the payment schedule before you accept. Compare that schedule with your typical collections cycle. If certain months are reliably lighter, such as holiday weeks when appointment volume drops, factor that in. Our slow season funding page has more on planning for those stretches.
Decisions move quickly, and funding can arrive in as little as 24 hours for qualified businesses.
Yes. Payroll is one of the most common uses. See our medical practice payroll funding page for more.
A 5-minute application and about three months of business bank statements. No tax returns.
FICO 500+ is considered. Credit is weighed together with your deposits and current obligations.
Between $25,000 and $5,000,000, based mainly on your deposits and existing obligations.
We work with established businesses that show steady deposits. If your practice has a few months of consistent reimbursements and patient payments flowing through its business account, apply and we will review the full picture of how it is running.
Example uses for illustration only.
Practices can strengthen a working capital request with these steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding