Open a second office, add a provider or launch a new service line without waiting months on a bank. FICO 500+ considered, no tax returns.
Plan My ExpansionPractice Growth Capital
Growth means spending before new patients arrive. We fund practices based on the deposits they already have, from $25,000 up to $5,000,000.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of statements. No tax returns. Funding in as little as 24 hours for qualified practices.
FICO 500+ considered. We weigh the strength of your deposits, and the first look is a soft pull.
You see the full repayment amount in the offer before you accept. No surprise costs after you sign.
The repayment schedule is in the offer up front, so you can plan it against your growth timeline.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Adding a provider means salary and credentialing time before that provider is fully booked. A second location means a lease deposit, build-out, signage and equipment months before the first patient walks in. Even adding a new service line, like in-office labs or physical therapy, puts cash out the door well ahead of the first reimbursement.
Banks can be slow to fund that gap, especially for practices that do not want to put up real estate or wait through a long underwriting cycle.
Different parts of a growth plan suit different products. Equipment-heavy additions, like a new imaging suite, often fit equipment financing. Staffing and build-out costs are usually covered with working capital. Practices with strong card and patient-pay volume sometimes look at revenue-based financing, where repayment tracks revenue.
We can walk through which mix makes sense once we see your deposits.
We look at about three months of business bank statements to understand how steady your deposits are and what obligations you already carry. Those two things drive how much you can take on. No tax returns are required, FICO 500+ is considered, and the first step is a soft credit pull. Funding ranges from $25,000 to $5,000,000.
Every offer lists the full repayment amount and the repayment schedule before you accept. If expansion looks right, start the 5-minute application.
The most common mistake we see is funding the build-out and forgetting the ramp. A new location or provider rarely runs at full volume in month one. Build a conservative estimate of how long it takes to fill the schedule, and make sure your repayment fits comfortably inside the revenue your existing practice already produces.
Yes. Owners use it for lease deposits, build-out, furniture and initial staffing at a new site.
Mainly by your current deposits and the obligations you already carry, based on about three months of statements.
Not to apply. A rough budget for the expansion helps you request the right amount.
It depends on your file, but many growth plans use more than one product. We can discuss the mix after review.
No. We start with a soft credit pull.
Example uses for illustration only.
A little preparation makes an expansion request stronger.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding