Cover paint, payroll and the wait on slow-paying invoices. Apply in 5 minutes with about three months of bank statements.
Get Working CapitalWorking Capital
Materials and labor go out before the final payment comes in. Working capital keeps your painting company running smoothly between the start of a job and the check.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of business bank statements. No tax returns.
We look at how your painting business is running, not only your credit score.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
Your schedule is laid out in the offer, so you can match it to your job calendar.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most painting companies are profitable on paper and tight in the bank. The work is there, but the money for a job arrives at the end, after materials and labor have already gone out. Add retainage on commercial work, weather delays on exteriors and a customer who wants one more touch-up before paying, and cash gets thin even in a good month.
Working capital for painting contractors is money to run the business day to day: materials, payroll, insurance, fuel and the small surprises in between.
If payroll is your main pressure point, our payroll funding for painting contractors page goes into more detail.
Exterior work tends to peak in warmer months and slow when weather turns, while interior and commercial work can fill some of the gap. Many painters use working capital to prepare for the busy stretch, buying materials and hiring early, then repay as larger jobs close out. Our cash flow guide for painting contractors covers ways to smooth the year, and the slow season funding page is there for the quieter months.
Apply in about 5 minutes with a soft credit pull. We look at about three months of business bank statements to see your deposit pattern. No tax returns are required. FICO scores from 500 are considered, and sole proprietors can apply. The amount depends mainly on your deposits and existing obligations, within a range of $25,000 to $5,000,000.
For illustration, a five-person crew with steady residential deposits would typically be sized differently than a commercial outfit carrying several large invoices, even if their monthly totals look similar.
Your offer shows the full repayment amount and the repayment schedule up front, with no surprise costs after you sign. Funding can arrive in as little as 24 hours for qualified businesses. Start your application.
Yes. Payroll is one of the most common uses we see from painting contractors.
We review deposits that have landed in your business bank account. Tell us about large pending invoices so we understand the full picture.
About three months of business bank statements and a 5-minute application. No tax returns.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
FICO scores from 500 are considered, and we weigh your deposits heavily alongside your score.
Example uses for illustration only.
These habits make a painting contractor's application easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding