Draw funds when claims run slow and repay as collections come in. Apply in 5 minutes with a soft credit pull to start.
Check My LineMedical Practice Line of Credit
Credit lines from $25,000 for payroll, supplies and repairs. About three months of statements, no tax returns, FICO 500+ considered.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply plus three months of bank statements. No tax returns.
FICO 500+ is considered, with real weight on your collections history.
Your offer shows the full repayment terms before you accept, with no surprise costs after you sign.
The repayment schedule is part of your offer, so each draw is easy to plan for.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most practices do not have one big cash problem. They have a recurring one: claims that take weeks to pay, a payer that suddenly requests more documentation, a flu season surge in supply costs followed by a quiet summer. A business line of credit gives you a set amount you can draw from when needed, so you are not applying for new funding every time timing gets tight.
Once approved, you have access to a credit limit. You draw what you need, when you need it, and repay according to the schedule in your agreement. As you repay, that room generally becomes available again. Your offer lays out the costs and repayment terms before you accept, with no surprise costs after you sign.
If your need is one-time and specific, a merchant cash advance or working capital lump sum may be simpler. If the need recurs, the line usually wins. Our side-by-side comparison breaks down the differences.
Fill out the 5-minute application, which starts with a soft credit pull, and send about three months of business bank statements. No tax returns are required. FICO 500+ is considered, and solo practitioners operating as sole proprietors can apply. Funding can arrive in as little as 24 hours for qualified businesses.
Before you apply, take a look at how medical practices qualify to see which factors carry the most weight.
Funding ranges from $25,000 to $5,000,000. Your limit depends mainly on your deposits and existing obligations.
Every cost is spelled out in your offer before you accept, so you will know exactly how the line is priced.
Yes, that is the main advantage of a line. As you repay, room generally becomes available again under your agreement.
It can be, especially if payroll gaps come from predictable reimbursement delays rather than a long-term revenue drop.
FICO 500+ is considered alongside your practice's deposits and current obligations.
It depends on your deposits and total obligations. Let us know about any advance or loan you already carry so the line we offer is sized to what your practice's collections can realistically support each month.
Example uses for illustration only.
These steps help a practice qualify for a stronger line.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding