An advance against your future card sales, sized from your actual deposits. FICO 500+ considered, no tax returns, 5-minute application.
See My OfferBar & Nightclub Cash Advance
Nightlife money comes in waves. We read about three months of your bank statements and size an advance around the nights that actually pay the bills.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of statements. Funding in as little as 24 hours for qualified venues.
Your card deposits tell a big part of the story, so a past credit dip does not end the conversation.
The full repayment amount appears in your offer before you accept. Nothing gets added after you sign.
Your repayment schedule is spelled out in the offer, so you can check it against your slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most bars and clubs run the bulk of their sales through card terminals, and the money arrives in bursts: Thursday through Saturday, holiday weekends, game nights, a big booking. A merchant cash advance is an advance against those future card sales. Repayment comes from the sales as they come in, which lines up with how a nightlife business actually collects money.
For repair emergencies, our bar and nightclub emergency funding page covers that scenario in more detail.
We review about three months of business bank statements. The amount depends mainly on your deposits and the obligations already coming out of the account. A venue with steady weekend volume and few existing payments will usually see a different offer than one carrying several. Funding ranges from $25,000 to $5,000,000.
For illustration: a bar with consistent card deposits and no other obligations might ask about $60,000 to restock and refresh its sound system before a busy season. The actual figure always comes from the statements.
If you have recurring, unpredictable gaps, a business line of credit may be a better fit, since you draw only what you need. Our comparison of a line of credit vs a merchant cash advance for bars walks through the tradeoffs.
A 5-minute application, three months of business bank statements, and a clear idea of what the money is for. We start with a soft credit pull, FICO 500+ is considered, and no tax returns are required. Your offer shows the full repayment amount and schedule before you accept. Apply here when you are ready.
It is repaid from your future card sales as they come in. The exact schedule is laid out in your offer before you accept.
We look at the full pattern in your statements, including slower weeks. Seasonality is normal in nightlife and is part of how we read your deposits.
No tax returns are required. The core of the review is about three months of business bank statements plus a short application.
Funding can arrive in as little as 24 hours for qualified businesses after the offer is accepted.
Yes. Every offer shows the full repayment amount up front, and there are no surprise costs after you sign.
Example uses for illustration only.
Before you apply, a little cleanup makes your statements tell a clearer story.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding