Decisions move fast, with funding in as little as 24 hours for qualified practices. Apply in about five minutes.
Get Started NowFast Funding for PT Practices
When reimbursements stall or something breaks, waiting weeks on a bank is not an option. Our process is short, and the offer lays out every cost before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply, about three months of bank statements, and funding in as little as 24 hours for qualified practices.
FICO 500+ considered, with a soft pull to start. Your deposit history matters too.
The full repayment amount is shown in your offer before you accept, with no surprise costs after you sign.
Your schedule is laid out in the offer up front, even when you are moving fast.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most urgent requests from PT owners fall into a few buckets. A major payer changes its remittance cycle and the next two weeks of revenue are suddenly late. A lease renewal comes with a deposit nobody budgeted for. A water leak takes out the gym floor. A therapist leaves and you need to pay a sign-on bonus to fill the spot before patients start canceling.
Searches for same-day funding usually come from moments like these. We cannot promise funds the same day, but we can move fast: decisions come quickly, and funding can arrive in as little as 24 hours for qualified practices.
Speed mostly depends on how ready your file is. The fastest requests tend to have:
No tax returns are required, and we start with a soft credit pull.
Fast funding can take a few forms. A merchant cash advance works off future receipts. Working capital provides a lump sum on a set schedule. If the urgency is a one-off crisis, our physical therapy emergency funding page covers that situation in more detail.
Whatever the product, your offer shows the full repayment amount and the schedule before you accept. Take a minute to read it, even when you are in a hurry.
For illustration: a two-therapist outpatient clinic learns on a Monday that a large commercial payer is holding a month of claims for a documentation review. The owner applies that afternoon, uploads three months of statements, and answers one follow-up question about an existing equipment payment. An offer comes back showing the amount, the full repayment figure and the schedule. After reviewing it, the owner accepts, and the funds land in time to cover Friday's payroll. Not every file moves that way, but a prepared one has the best shot.
Fast money is useful, but it should still make sense. Ask yourself whether the need is temporary and whether incoming reimbursements will comfortably cover the repayment. If yes, start your application and we will get moving.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified practices.
Missing bank statements, unclear ownership details, or a slow reply to follow-up questions. Having statements ready is the biggest time saver.
No. We start with a soft credit pull, and FICO scores from 500 are considered.
Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
Yes. Sole proprietors can apply, as long as the practice runs steady deposits through a business bank account.
Example uses for illustration only.
Being prepared is the best way to speed up your next funding request.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding