Merchant Fund Express
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Same-Day Funding for Security Services? Here's Our Speed

Decisions move fast and qualified security firms can be funded in as little as 24 hours. Soft pull to start, about three months of statements.

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Fast Funding

Fast funding when payroll cannot wait

When a client pays late or a site needs coverage now, a short application and quick decision help keep your officers paid and your posts filled.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Speed without skipping the details

Quick decisions, short checklist

Apply in about 5 minutes with roughly three months of bank statements. Qualified firms can be funded in as little as 24 hours.

FICO 500+ considered

Your score is one factor. Consistent contract deposits count for a lot.

Full cost shown up front

Your offer lists the total repayment amount before you accept, with no surprise costs after you sign.

Repayment schedule in writing

The schedule is laid out in your offer, so you can plan around it even when moving fast.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

A straight answer on "same-day"

Security owners usually search for same-day funding when payroll is due Friday and a client payment did not show up. We understand the pressure, and we will be honest about timing. We do not promise funds the same day you apply. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.

For most guard and patrol companies, that turnaround is enough to keep officers paid and posts covered while the late payment works its way through.

Moments when speed matters in security

For true emergencies, our security services emergency funding page walks through how to prioritize.

Why our process stays quick

Speed comes from keeping the list short. The application takes about five minutes and starts with a soft credit pull. We review about three months of business bank statements, and no tax returns are required. FICO scores from 500 up are considered.

Having your statements ready to upload is the single biggest thing you can do to move faster. Your offer will show the full repayment amount and repayment schedule before you accept, so speed never means signing without seeing the numbers.

Fast does not have to mean rushed

When payroll is looming, it is tempting to take the biggest number available. A better approach is to figure out the exact shortfall: the payroll amount, the date the late payment should arrive, and any other obligations due before then. Request enough to bridge that window. The amount you are offered depends mainly on your deposits and existing obligations anyway, so a clear number helps.

Which product fits a fast need

Quick funding can come as a merchant cash advance, working capital, or a business line of credit. If payroll gaps happen over and over, a line can stop the scramble from repeating. Funding ranges from $25,000 to $5,000,000 for established businesses with steady deposits.

Frequently Asked Questions

Can I really get funded the same day?

We do not promise same-day funding. Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.

What slows the process down?

Missing bank statements are the most common delay. Having about three months of business statements ready keeps things moving.

Will a fast process skip the details on cost?

No. Every offer shows the full repayment amount and the repayment schedule before you accept.

Does my credit need to be strong?

FICO scores from 500 up are considered. Steady deposits from your security contracts weigh heavily in the decision.

Can I use fast funding for payroll?

Yes. Covering officer payroll while waiting on client payments is one of the most common uses we see.

Friday payroll $45,000.00
Emergency post $24,000.00
Patrol car fix $11,000.00
Early site launch $58,000.00

Example uses for illustration only.

How to improve your chances

Preparation is what makes a fast process even faster.

  • Have three months of statements ready to upload
  • Know the exact shortfall and when it ends
  • Keep client deposits in one business account
  • List any financing payments you already make

Our fast funding vs a typical bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours if qualified
Often weeks
Paperwork
About 3 months of bank statements
Tax returns, financials, more
Credit
FICO 500+ considered
Higher scores usually expected
Application
About 5 minutes
Long forms and meetings
Credit check to start
Soft pull
Hard pull is common

Keep your officers paid this week

One secure application. A soft credit pull to start. No obligation to accept an offer.

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