Fast decisions and funding in as little as 24 hours for qualified restaurants. Three months of bank statements, a 5-minute application, and no tax returns.
Check My OptionsFast Restaurant Funding
Coolers break, suppliers want payment, and slow weeks happen. We review your deposits, not a pile of paperwork, so you get an answer fast.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We start with a soft credit pull and look closely at your daily sales and deposit history.
Your offer shows the full repayment amount before you accept, with no surprise costs added after you sign.
The payment schedule is laid out in your offer up front, so you can map it against your busy and slow seasons.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When a walk-in cooler dies on a Friday afternoon, nobody wants to hear about a six-week underwriting queue. That is why owners search for same-day funding. We will be straight with you: we do not promise money the same day you apply. What we do offer is a process built for speed. Decisions move fast, and funding can land in as little as 24 hours for qualified businesses.
For a restaurant, that window usually covers the problems that cannot wait: a repair before the weekend rush, a payroll gap after a slow stretch, or a food order you need to place before prices move.
Restaurants run on daily card sales and steady deposits. That deposit history tells us more about your ability to repay than a stack of tax returns ever would. We look at about three months of business bank statements to see how money moves through your account, including the busy nights and the quiet Tuesdays.
Fast money is only useful if the structure matches the need. A few common matches we see in food service:
Most delays come from missing paperwork, not from the review itself. Have your last three months of business bank statements ready as PDFs, make sure the business name on the account matches your application, and know roughly what you need the money for. If the need is an emergency repair, our restaurant emergency funding page walks through that scenario.
Every offer shows the full repayment amount and the payment schedule before you accept. Read it, ask questions, and only sign when the numbers make sense for your kitchen. When you are ready, start your application.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses once the review is complete.
Funding ranges from $25,000 to $5,000,000. The amount offered depends mainly on your deposits and any existing obligations showing in your bank statements.
We start with a soft credit pull, so seeing your options does not affect your score the way a hard inquiry would.
FICO scores of 500 and up are considered. Funders weigh credit alongside your deposit history, so steady sales can carry a lot of weight in the review.
About three months of business bank statements and a 5-minute application. No tax returns are required.
Example uses for illustration only.
A few simple steps can make your restaurant's file stronger before you apply.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding