Mobilize for commercial, multifamily and HOA roofing jobs before progress payments arrive. From $25,000 to $5,000,000, with a 5-minute application.
Fund My ContractRoofing Contract Funding
Large roofing contracts pay in draws, but materials and crews cost money on day one. We fund the gap based on your deposits and show the full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about 5 minutes with about three months of statements and no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, with a soft credit pull to start. Your deposit history matters more than one number.
Your offer shows the full repayment amount before you accept. Nothing is added after you sign.
The repayment schedule is in the offer up front, so you can line it up with the contract's draws.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A warehouse re-roof, an apartment complex, an HOA with dozens of buildings or a school district project can be the biggest job your company has ever signed. It can also tie up more cash than any job before it. Materials need to be ordered and delivered, crews added, equipment rented, and permits and insurance certificates handled, all before the first progress payment. Retainage may hold back part of what you earn until the very end.
Contract funding covers that gap so you can mobilize properly and keep your other jobs running at the same time.
For machines you will keep using, compare equipment financing for roofing.
The contract helps explain why you need the money, but offers are driven mainly by your deposits over about the last three months and your existing obligations. We consider FICO scores from 500, begin with a soft credit pull and skip tax returns. Sole proprietors can apply.
Before accepting, line up the payment schedule in your offer against the contract's draw schedule and your other jobs. Owners with several large contracts in a year often prefer a business line of credit they can draw on per job, while a one-time project usually fits working capital. Not sure which fits? Read line of credit vs merchant cash advance for roofing.
A roofer signs a multi-building HOA project paid in draws as buildings are completed. Materials for the first phase and extra crew wages are due before the first draw. The owner uses funding to mobilize, completes the first buildings, and the draws support repayment on the schedule in the offer. This is for illustration only. When you are ready, apply in about 5 minutes.
Yes. Many roofers apply right after signing so they can order materials and line up crews before mobilization.
Not directly. Offers depend mainly on your deposit history and existing obligations. The contract helps show the purpose.
Plan for it. Make sure the repayment schedule in your offer works even if part of your payment is held until project closeout.
Our funding ranges from $25,000 to $5,000,000.
Qualified businesses can be funded in as little as 24 hours after accepting an offer.
Example uses for illustration only.
Strong contract funding requests usually start with a few basics.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding