Merchant Fund Express
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Revenue-Based Financing for Laundromats

Funding built around the steady receipts your laundromat brings in. No tax returns, FICO 500+ considered, apply in about 5 minutes.

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Laundromat Revenue-Based Financing

Use your store's steady revenue to fund what comes next

Delivery routes, commercial accounts, a remodel or a second store. We base offers on your deposits and show the full repayment amount before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Revenue-based financing for laundromat growth

Quick application, light documents

About 5 minutes to apply and about three months of statements. Qualified businesses can be funded in as little as 24 hours.

Credit is not the whole story

FICO scores from 500 are considered. Your store's revenue history carries real weight.

The full cost, in writing

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Repayment explained up front

How repayment works is laid out in your offer, so you can compare it with your store's revenue pattern.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Laundromat revenue is built for this kind of financing

Few small businesses have revenue as regular as a well-run laundromat. People need clean clothes every week, in good economies and bad ones. That consistency is a strong foundation for revenue-based financing, which ties funding to the revenue your store produces rather than to collateral or years of tax filings.

We look at about three months of business bank statements to understand how receipts flow in, then build an offer around what we see.

How an offer comes together

The size of an offer depends mainly on your deposits and existing obligations. Offers range from $25,000 to $5,000,000.

For illustration: two laundromats with similar monthly receipts can receive different offers if one is already making payments on two other financing products and the other has none. The cleaner the account, the more room there usually is.

Every offer shows the full repayment amount and explains how repayment works before you accept.

Growth projects that fit

For bigger plans, see laundromat expansion funding. If a large commercial account is behind the need, read laundromat big contract funding.

Things to weigh before accepting

Revenue-based financing makes sense when the project will add revenue or protect it. Before you sign, compare the full repayment amount with what you expect the project to bring in, look at how repayment lines up with your slower weeks, and count any other payments already coming out of the account. If the numbers do not work, it is fine to wait.

Applying

The application takes about 5 minutes and starts with a soft credit pull. FICO scores from 500 are considered and sole proprietors can apply. We work with established laundromats with steady deposits, and qualified businesses can be funded in as little as 24 hours. Start here.

Frequently Asked Questions

What is revenue-based financing?

Funding structured around your business revenue rather than a traditional fixed loan. Your offer explains how repayment works before you accept.

Why does it suit laundromats?

Laundromats tend to have regular, repeat revenue, which shows up clearly on bank statements and gives a solid basis for an offer.

How much can my laundromat receive?

Offers range from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.

Do I need tax returns?

No. We use about three months of business bank statements and a short application.

How is this different from a merchant cash advance?

Both are tied to your sales. Our merchant cash advance for laundromats page explains that product so you can compare.

Can I use the funds to buy out a business partner?

Yes, funding a partner buyout is a general business purpose we can review. Describe the plan on your application along with your statements.

Delivery service $85,000.00
Store remodel $150,000.00
Second location $350,000.00
Commercial staff $45,000.00

Example uses for illustration only.

How to improve your chances

Owners can position their laundromat for a stronger revenue-based offer with these steps.

  • Move customers toward card or app payments for clear records
  • Deposit all receipts into your business account
  • Limit new financing in the months before applying
  • Track revenue by service: self-serve, wash-and-fold, vending

Revenue-based financing vs. a bank loan

Merchant Fund Express
Traditional bank loans
Built around
Your store's revenue
Fixed loan schedule
Documents
About 3 months of statements
Tax returns, projections
Credit
FICO 500+ considered
Strong credit expected
Speed
As little as 24 hours if qualified
Weeks or more
First check
Soft credit pull
Hard inquiry

Fund your laundromat's next step

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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