Merchant Fund Express
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Funding for a Big Contract at Your Laundromat

Staff up, stock commercial supplies and add capacity for a new linen account before the client's first payment lands. Apply in about 5 minutes.

Fund the Contract

Commercial Laundry Contracts

Say yes to the account without squeezing retail

Commercial laundry pays off over time but costs money up front. We fund the gap based on the deposits your store already produces.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Contract-ready funding

Ready before day one

Apply in 5 minutes with about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.

Flexible on credit

FICO scores from 500 are considered. Your deposit history speaks for your store.

Cost shown before you commit

The full repayment amount is in your offer before you accept, with no surprise costs after signing.

Repayment you can line up

Your schedule is laid out up front so you can match it to the client's payment timing.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

You won the account. Now what?

A commercial laundry contract can change a laundromat's whole year. Hotels, short-term rental hosts, gyms, salons, spas, restaurants and clinics all generate steady volumes of towels, sheets, aprons and uniforms. The catch is timing: you need more staff hours, more supplies and sometimes more machines before the first invoice is paid, and commercial clients often pay on their own schedule.

Our big contract funding covers that startup gap so you can say yes to the account without starving the retail side of your store.

Costs that hit before the first payment

How we look at a contract opportunity

We base funding on your store's existing bank deposits and current obligations, reviewing about three months of business statements. The new contract matters as context, but your current cash flow is what carries repayment while the account ramps. That keeps the decision grounded and keeps you from taking more than your store can handle.

No tax returns are required. We start with a soft credit pull, FICO scores from 500 are considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000.

Questions to ask before you sign the contract

Before you commit, get clear answers on volume, turnaround expectations and payment timing from the client. Then compare those payment dates with the repayment schedule in our offer, which is laid out up front along with the full repayment amount. If the account will grow over time, a business line of credit for laundromats lets you draw as volume climbs. For card-driven retail revenue, see merchant cash advance for laundromats.

Get the number before the start date

Commercial clients want a start date. Know your funding before you give one. Apply in about 5 minutes.

Frequently Asked Questions

Do I need the signed contract to apply?

No. We size funding mainly from your bank deposits and existing obligations, though knowing about the contract helps you request the right amount.

Can I fund a delivery vehicle for commercial pickups?

Yes. Owners use contract funding for vans, carts and other pickup and delivery costs. Equipment financing may also fit.

How fast can I be ready?

Funding can arrive in as little as 24 hours for qualified businesses.

What if the client pays slowly?

Plan for it. Compare the client's payment terms with the repayment schedule shown in your offer before you accept.

Is this only for hotel contracts?

No. Gyms, salons, spas, restaurants, clinics and rental hosts are all common commercial laundry accounts.

Extra staffing $22,000.00
Commercial chem $11,500.00
Carts and bins $8,000.00
Big washers $65,000.00

Example uses for illustration only.

How to improve your chances

Commercial work rewards owners who plan ahead on these points.

  • Get the client's payment terms in writing
  • Estimate weekly pounds and labor hours before starting
  • Keep commercial and retail revenue easy to tell apart
  • Build a short buffer for slow-paying invoices

Contract funding vs. a bank loan

Merchant Fund Express
Traditional bank loans
What we review
Your bank deposits
Tax returns and financials
Application
5 minutes online
Multiple meetings
Speed
As little as 24 hours if qualified
Weeks, often past start date
Credit
FICO 500+ considered
Strict minimums
Tax returns
Not required
Typically several years

Win the account and keep up with it

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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