Merchant Fund Express
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Merchant Cash Advance for Laundromats

Funding based on the steady sales your laundromat brings in every day. FICO 500+ considered, no tax returns, apply in about 5 minutes.

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Laundromat Merchant Cash Advance

Turn steady wash-and-dry sales into capital for your store

Your machines run all week. We look at the deposits they produce and make an offer that shows the full repayment amount before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why laundromat owners choose an advance

Fast and light on paperwork

A 5-minute application and about three months of bank statements. No tax returns, and funding in as little as 24 hours for qualified businesses.

Your sales matter most

FICO scores from 500 are considered. Steady store deposits carry real weight in our review.

No surprises after signing

Your offer lists the full repayment amount before you accept, so there are no surprise costs once you sign.

Repayment spelled out

How and when repayment happens is laid out in your offer up front, so you can plan around it.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Why a merchant cash advance fits many laundromats

A laundromat earns in small amounts all day long: quarters and cards in the washers, wash-and-fold orders, vending and detergent sales. That steady stream of receipts is exactly what a merchant cash advance is built on. Instead of leaning on collateral or years of tax returns, an advance is based on the sales your store generates.

We review about three months of business bank statements to see how those receipts land. If you take card payments or app-based payments on your machines, those deposits show up clearly and help us understand the store.

How it works

  1. Apply in about 5 minutes. We start with a soft credit pull.
  2. Send your statements. About three months of business bank statements; no tax returns.
  3. Review your offer. It shows the amount, the full repayment amount and how repayment works, before you accept.
  4. Get funded. Qualified businesses can be funded in as little as 24 hours.

Advances range from $25,000 to $5,000,000. The amount depends mainly on your deposits and any existing obligations.

What laundromat owners use it for

For urgent breakdowns, our page on laundromat equipment repair funding covers that scenario. If you are weighing a revolving option instead, read line of credit vs. merchant cash advance for laundromats.

Before you take an advance

An advance works best when it pays for something that keeps or grows revenue: machines that are down, a payment system that brings in card customers, a delivery route that adds commercial accounts. Look at the full repayment amount in your offer, compare it with what the upgrade should earn, and make sure you are not layering it on top of payments the store already struggles to carry.

Who qualifies

We work with established laundromats that show steady deposits. FICO scores from 500 are considered, and sole proprietors can apply. Credit is weighed alongside your deposit history and existing obligations, so one number does not decide the outcome.

Apply now to see your options.

Frequently Asked Questions

Is a merchant cash advance a loan?

No. A merchant cash advance is based on your future sales rather than structured as a traditional loan. Your offer explains how repayment works before you accept.

My store is mostly coin. Does that matter?

What matters is that your receipts are deposited into your business bank account regularly, so we can see them on your statements.

How much can a laundromat get?

Advances range from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.

Do you need tax returns or a business plan?

No tax returns are required. We work from a short application and about three months of business bank statements.

How quickly is funding available?

Qualified laundromats can be funded in as little as 24 hours after accepting an offer and signing.

Dryer stack $38,000.00
Card payment system $45,000.00
Water heater $27,500.00
Delivery van $60,000.00

Example uses for illustration only.

How to improve your chances

Laundromat owners can strengthen their file with a few simple steps.

  • Deposit coin and cash receipts on a regular schedule
  • Keep store income in one dedicated business account
  • Track service orders and vending sales separately
  • Keep a cash cushion for surprise repairs

Merchant cash advance vs. a bank loan

Merchant Fund Express
Traditional bank loans
Based on
Your store's sales
Credit and collateral
Documents
About 3 months of statements
Tax returns, financials
Credit
FICO 500+ considered
High score expected
Speed
As little as 24 hours if qualified
Weeks to months
Application
About 5 minutes
Lengthy process

Get capital for your laundromat

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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