Merchant Fund Express
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Expansion Funding for Laundromat Owners

Add machines, open another store or launch wash-and-fold and delivery. Funding from $25,000, sized to your deposits, with a 5-minute application.

Fund My Expansion

Laundromat Expansion

Your busiest store can pay for your next one

Steady deposits from the store you run today are what we review. We turn that track record into growth capital with terms shown clearly before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Built for owners ready to grow

Move while the deal is open

A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.

Room for imperfect credit

FICO scores from 500 are considered, with your store's deposit history weighed alongside.

Know the total cost

Your offer shows the full repayment amount before you accept. Nothing new gets added after you sign.

A schedule you can model

The repayment schedule is laid out in your offer, so you can plan it against your ramp-up period.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Growth in the laundry business

Laundromat growth tends to follow a few well-worn paths. You add machines to a store that has lines on weekends. You take over a second location. You build out wash-and-fold, then add pickup and delivery. You remodel to attract customers who would rather sit in a clean, bright room than the dated place down the street.

Each path needs money before it brings money back. Expansion funding from us puts that cash in place so you can move while the opportunity is open.

Common expansion projects

For new machines specifically, equipment financing for laundromats can be a cleaner fit.

What we look at

We are built for established stores with steady deposits. We review about three months of business bank statements and your existing monthly obligations. That tells us how much repayment your current store can carry while the new project ramps up. No tax returns are required, and the process starts with a soft credit pull.

Funding ranges from $25,000 to $5,000,000. FICO scores from 500 are considered, and sole proprietors can apply.

Plan the ramp before you sign

New locations and new services take time to build a customer base. Before accepting any offer, map out how your existing store's deposits will cover repayment during those early weeks. Your offer shows the full repayment amount and schedule up front, so you can run that math with real figures. Read our laundromat cash flow guide for a simple way to model it.

Take the first step

The application takes about 5 minutes. Apply now and see what your deposits support.

Frequently Asked Questions

Can I use expansion funding to buy an existing laundromat?

Owners use our working capital for a range of growth moves. Tell us about the deal and we will size funding from your current store's deposits.

Do you fund brand-new laundromats with no history?

We are built for established businesses with steady deposits. Your existing store's statements are what we review.

How much can I get for an expansion?

Amounts run from $25,000 to $5,000,000. What you qualify for depends mainly on your deposits and existing obligations.

Can I use the money to buy out a partner?

Yes. Some owners use funding to buy a business partner's share as part of restructuring for growth.

Is a line of credit better for phased projects?

It can be. A business line of credit lets you draw as each phase starts instead of taking everything at once.

Extra washers $85,000.00
Second store $220,000.00
Delivery van $45,000.00
Store remodel $60,000.00

Example uses for illustration only.

How to improve your chances

Strong expansion requests usually start with these basics.

  • Know your current store's monthly deposit trend
  • Write a simple budget for the expansion project
  • Keep existing obligations current before adding more
  • Track turns per machine to justify added capacity

Growth capital: us vs. a bank

Merchant Fund Express
Traditional bank loans
Paperwork
About 3 months of statements
Business plan, returns, projections
Speed
As little as 24 hours if qualified
Often a month or more
Credit
FICO 500+ considered
High scores expected
Amount range
$25,000 to $5,000,000
Varies by bank
Starting check
Soft credit pull
Hard pull at application

Grow your laundry business on your terms

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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