Funding sized to your nursery's revenue, with repayment tied to the sales you bring in. Apply in 5 minutes, no tax returns.
Get My OfferRevenue-Based Financing
Spring sales can dwarf midsummer. Revenue-based financing reflects that shape, so your garden center can invest in the busy season with a structure tied to revenue.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of business bank statements and a 5-minute application. No tax returns.
We weigh your revenue pattern heavily, not only your score.
Your offer states the full repayment amount before you accept, with no surprise costs after you sign.
How repayment works is laid out in your offer up front, so you can plan the season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Garden centers have some of the most lopsided sales calendars in retail. A strong May can look nothing like a slow August. Revenue-based financing is built around that reality: the amount is sized from your revenue, and repayment is tied to the revenue your business brings in.
For a nursery, that means the structure reflects the shape of your year rather than ignoring it.
Funding can arrive in as little as 24 hours for qualified businesses.
If your needs come in several waves, compare this with a line of credit for nurseries. For a plan to manage the slower months, read our nursery cash flow guide.
Revenue-based financing is a good fit for some nurseries and not for others. Ask yourself whether your sales run through your business bank account consistently, whether the use will help produce revenue, and whether you would rather have repayment tied to sales than a fixed calendar. If you are buying a single piece of machinery, equipment financing may be a cleaner match. If you need a small cushion you can tap repeatedly, a line may be better. We are happy to walk through the options with you and show what each structure looks like for your nursery before you decide which way to go.
Revenue-based financing fits established nurseries and garden centers with steady deposits. FICO scores from 500 are considered, sole proprietors can apply, and funding ranges from $25,000 to $5,000,000. Start your application.
It is sized from your revenue and repayment is tied to the revenue your business brings in, rather than a bank-style loan structure. Your offer explains the details before you accept.
That pattern is common for nurseries. We review about three months of statements and ask about your seasonality so the offer fits your year.
A 5-minute application and about three months of business bank statements. No tax returns.
Yes. Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
Yes. Sole proprietors can apply.
Example uses for illustration only.
These steps help us size revenue-based financing accurately.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding