Merchant Fund Express
(305) 384-8391Apply

Revenue-Based Financing for Moving Companies

Capital sized to the jobs you already book. Add a crew, prep for peak season or bridge the slow months. Funding from $25,000 with a 5-minute application.

See What I Qualify For

Moving Company Revenue-Based Financing

Let your booked moves do the talking

Your deposits show how steady your moving business really is. We use them to size an offer, with no tax returns and a soft pull to start.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Financing shaped by your revenue

Light paperwork, fast decisions

About three months of statements and a 5-minute application. No tax returns. Funding in as little as 24 hours for qualified movers.

Credit is one factor

FICO 500+ considered. Consistent deposits from residential and commercial jobs matter a great deal.

No hidden costs

The full repayment amount is shown in your offer before you accept, with no surprise costs after you sign.

Repayment you can map out

Your repayment schedule is laid out in the offer up front, so you can compare it against your peak and off-peak months.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Funding that follows your revenue

A moving company's revenue has a shape. It climbs through spring, peaks in summer, bumps up again at the end of every month and drops off once the holidays arrive. Traditional loans tend to ignore that shape and ask for collateral, tax returns and a long history of profits.

Revenue-based financing starts from the other direction. We look at the revenue already landing in your business bank account and size an offer to it. For established movers with steady deposits, that is often a more realistic way to get capital in hand.

What we review

We ask for about three months of business bank statements and a 5-minute application. That gives us a view of:

No tax returns are required, and we start with a soft credit pull. FICO 500+ is considered.

A worked example, for illustration

For illustration only: a two-truck local mover with steady monthly deposits wants to bring on a third crew before May. They apply in March using statements from December through February, which show the slow season. A funder reviewing those months sees lower but consistent deposits and modest existing obligations, and sizes an offer accordingly. Applying with statements that include part of a busier stretch could tell a fuller story. Every case is different, and actual offers depend mainly on deposits and existing obligations.

Where it fits among your options

Revenue-based financing sits alongside our merchant cash advance for moving companies and equipment financing for movers. If you are growing into new service areas, read about expansion funding. Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours.

Before you accept

Your offer shows the funding amount, the full repayment amount and the repayment schedule before you sign anything. Compare that schedule with your booking calendar so you know how it fits your slow months. Sole proprietors can apply. Start your application.

Frequently Asked Questions

How is revenue-based financing different from a bank loan?

It is sized mainly to the revenue in your bank deposits rather than collateral and tax returns. The application is shorter and decisions move faster.

Does a seasonal moving business qualify?

Seasonality is normal in moving. Funders look at the overall deposit pattern and existing obligations rather than one strong or weak month.

How much can I receive?

Offers range from $25,000 to $5,000,000, depending mainly on deposits and current obligations.

Do I need to provide tax returns?

No. About three months of business bank statements and the short application are usually enough.

Can I see the total cost before committing?

Yes. Your offer shows the full repayment amount and schedule before you accept.

Third crew $55,000.00
Warehouse buildout $95,000.00
Peak-season ads $20,000.00
Dispatch software $10,000.00

Example uses for illustration only.

How to improve your chances

A few practices make your revenue easier for funders to read.

  • Deposit every job payment into one business account
  • Keep statements free of overdrafts and returned items
  • Track current balances on trucks and other financing
  • Apply with statements that reflect normal activity

Revenue-based financing vs. a traditional loan

Merchant Fund Express
Traditional bank loans
Sized by
Your deposit history
Collateral and profits
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Speed
As little as 24 hours if qualified
Weeks to close
Credit check
Soft pull to start
Hard inquiry

Put your moving revenue to work

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall