Merchant Fund Express
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Revenue-Based Financing for Landscaping

Funding structured around your revenue, for landscaping businesses whose deposits rise and fall with the seasons. Apply in about 5 minutes.

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Landscaping Revenue-Based Financing

Grow your landscaping business on terms that respect the seasons

Spring installs, summer maintenance, fall cleanups. We base offers on your real deposits and spell out repayment clearly before you sign anything.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

What landscapers get with revenue-based financing

Bank statements, not tax returns

Apply in about 5 minutes with about three months of statements. Qualified businesses can be funded in as little as 24 hours.

Room for imperfect credit

FICO scores from 500 are considered. Your deposit history weighs heavily in the decision.

Total cost in writing first

The full repayment amount is shown in your offer before you accept, with no surprise costs after you sign.

Repayment laid out up front

Your offer explains the repayment schedule clearly, so you can compare it with your busy and slow months.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Financing that follows how landscaping money moves

Landscaping revenue is not a flat line. Spring cleanups and installs bring a rush of deposits, summer settles into maintenance billing, fall brings leaf work, and winter can go quiet unless you plow. A fixed monthly loan payment ignores all of that. Revenue-based financing is structured around your business revenue instead, which is why many landscapers find it easier to live with.

Every offer lays out how repayment works and the full repayment amount before you accept, so you can judge it against your own seasonal pattern.

How we size an offer

We start with about three months of business bank statements. Those deposits, along with any existing obligations, drive how much we can offer. We do not require tax returns.

For illustration: a design-build firm depositing steadily through spring and summer, with no other financing, will usually see a larger offer than a company with similar sales that already has two other payments coming out each week. Amounts range from $25,000 to $5,000,000.

Good fits for revenue-based financing

Growth projects pair well with our landscaping expansion funding page, and if a big bid is driving the need, see landscaping big contract funding.

Questions to ask before you accept

Before signing any revenue-based offer, run it against your own calendar. Ask yourself:

We would rather you take an offer you understand than one that looks good on paper and pinches in January.

Applying

The application takes about 5 minutes and starts with a soft credit pull. FICO scores from 500 are considered and sole proprietors can apply. Our programs are built for established landscaping businesses with steady deposits. Qualified businesses can be funded in as little as 24 hours.

Start your application to see what is available.

Frequently Asked Questions

How is revenue-based financing different from a term loan?

Repayment is structured around your business revenue rather than a fixed bank-style loan payment. Your offer explains exactly how repayment works before you accept.

Is this a good fit if I have a slow winter?

It can be, because it is built around revenue. Review the repayment schedule in your offer and compare it with your winter cash flow before deciding.

How much can a landscaping company receive?

Offers range from $25,000 to $5,000,000 and depend mainly on your deposits and existing obligations.

What documents do you need?

A short application and about three months of business bank statements. No tax returns are required.

Can I compare this with other options?

Yes. We also offer working capital, a business line of credit, equipment financing and merchant cash advances.

New crew launch $110,000.00
Plant inventory $55,000.00
Irrigation division $175,000.00
Contract mobilization $140,000.00

Example uses for illustration only.

How to improve your chances

Before applying, these steps can help you get a clearer, stronger offer.

  • Route every customer payment into your business account
  • Track which months bring the most deposits
  • Avoid stacking new financing right before you apply
  • Keep your account balance above zero through the slow season

Revenue-based financing vs. a bank term loan

Merchant Fund Express
Traditional bank loans
Built around
Your business revenue
Fixed loan schedule
Documents
About 3 months of statements
Tax returns and projections
Credit
FICO 500+ considered
Strong credit expected
Timing
As little as 24 hours if qualified
Several weeks or more
Cost disclosure
Full repayment shown before signing
Varies by lender

Fund your next landscaping season

One secure application. A soft credit pull to start. No obligation to accept an offer.

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