Merchant Fund Express
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Funding for a Big Landscaping Contract

Won a large commercial job? Cover crews, materials and equipment until the client's payments arrive. Apply in 5 minutes.

Fund the Contract

Big Contract Funding for Landscapers

Say yes to bigger jobs without draining your account

Large contracts front-load costs while payments run on the client's schedule. We help established landscapers carry the gap, with funding in as little as 24 hours for qualified businesses.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Contract funding for landscaping companies

Ready when the job starts

5-minute application and about three months of statements. Funding in as little as 24 hours if you qualify.

Credit isn't the whole story

FICO 500+ is considered, and your deposit history carries weight.

Total cost in writing

Your offer shows the full repayment amount up front. No surprise costs appear after you sign.

Repayment laid out early

The payment schedule is in the offer, so you can plan it against the contract's billing cycle.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

You won the bid. Now you have to float it.

A large commercial maintenance agreement, a new subdivision's common areas, or a full campus install is the kind of work that changes a landscaping company's year. It also front-loads costs: extra labor, materials by the truckload, maybe another mower or a rented excavator, all before the client's first payment clears. Commercial clients often pay on longer cycles than homeowners. Funding for a big contract in landscaping carries the job until the invoices pay.

Costs that hit before the first check

Plan the cash, not just the job

Before signing, map when money leaves and when it arrives. Which costs come in week one? When can you invoice the first phase? How long does the client typically take to pay? The gap between those dates is the amount to fund. Ask whether the contract allows a mobilization payment or progress billing; either can shrink what you need.

For illustration: a company takes on a commercial maintenance contract covering several office properties. It needs two more crews from day one, while the first monthly invoice won't be paid for several weeks. Funding covers wages, a second truck and fuel through that stretch.

How we review a big-contract request

We base offers on your business bank statements (about three months) and existing obligations, not a review of the contract itself. No tax returns are required. FICO 500+ is considered, and the first look is a soft credit pull. Sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours, and we fund from $25,000 up to $5,000,000.

Which product fits

Working capital covers labor and materials for the start of the job. Equipment financing handles new machines you'll keep using after the contract. A business line of credit suits jobs with phased billing. Each offer lists the full repayment amount and schedule before you accept. Apply now.

Frequently Asked Questions

Do you need to see my contract?

Our offers are based mainly on your bank statements and deposits. Knowing the job's costs helps you request the right amount.

Can I get funding before the contract starts?

Yes. Many owners apply once the bid is awarded so crews and materials are ready for day one.

What if the client pays slowly?

That's the gap this funding is meant to bridge. Your repayment schedule is set out in your offer so you can plan around the client's payment cycle.

Can I buy equipment for the contract?

Yes. Equipment financing can cover mowers, trucks or other machines you'll keep using after the job ends.

How much can I get for a big job?

We fund from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.

Can sole proprietors take on contract funding?

Yes. Sole proprietors can apply. What matters most is an established business with steady deposits and a clear sense of what the job will cost before the first payment arrives.

Added crews $85,000.00
Bulk materials $48,000.00
Extra truck $52,000.00
Equipment rental $16,000.00

Example uses for illustration only.

How to improve your chances

Set the job up for smooth cash flow from day one.

  • Map when costs hit and when invoices get paid
  • Ask the client about mobilization or progress billing
  • Get material and equipment quotes in writing
  • Keep existing jobs' deposits flowing into one account

Contract funding vs. a bank

Merchant Fund Express
Traditional bank loans
Application
5 minutes
Lengthy underwriting package
Documents
About 3 months of statements
Tax returns, financials, contract review
Credit
FICO 500+ considered
Higher score thresholds
First check
Soft pull
Hard pull
Speed
As little as 24 hours if qualified
Often after the job should start

Take the big job and staff it right

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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