Funding sized from your membership and class deposits. A 5-minute application, about three months of statements and no tax returns required.
See My OfferRevenue-Based Financing
Recurring drafts make your revenue easy to read. We use that history to size an offer that fits how your gym actually earns.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply with three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft pull starts things, and your deposit pattern matters most.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is in your offer so you can match it to your billing cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A gym with a few hundred members on monthly drafts has something many businesses envy: predictable deposits. Revenue-based financing uses that predictability. Instead of leaning mainly on collateral or a tax return, funding is sized from the revenue moving through your business bank account, and repayment is tied to that revenue.
It suits CrossFit boxes, yoga and pilates studios, martial arts schools, climbing gyms and full-service clubs alike.
Our review starts with about three months of business bank statements. From there we look at:
No tax returns are required. FICO 500+ is considered, and the first step is a soft credit pull.
Because repayment follows revenue, owners often use it for projects that should grow membership:
| Product | Best for |
|---|---|
| Revenue-based financing | Steady deposits, growth projects |
| Merchant cash advance | Card-heavy sales |
| Line of credit | Repeated smaller needs |
| Equipment financing | Big machine purchases |
Our fitness cash flow guide covers how to plan around each.
Before you accept, set the offer next to your own numbers. Start with your slowest month of the last year, not your busiest. Subtract rent, coach payroll, software and equipment payments. What is left is the room you actually have for a new payment. If the schedule in the offer eats most of that room, ask for a smaller amount. Also think about timing: funding a new studio buildout right before the summer dip means repayment starts when deposits are lightest. Many owners prefer to fund growth in late fall so new capacity is ready for the January rush.
The application takes about 5 minutes. Funding can arrive in as little as 24 hours for qualified businesses. Every offer lists the full repayment amount and schedule before you accept.
It is a form of business funding sized from your revenue. Repayment is tied to the revenue your business brings in, and the full repayment amount is shown before you accept.
Yes. Recurring membership payments that land in your business bank account are part of the deposit history we review.
Funding ranges from $25,000 to $5,000,000 overall. Your amount depends mainly on deposits and existing obligations.
That pattern is normal for fitness. We look at about three months of statements and the overall trend, not one peak.
Yes, sole proprietors can apply.
Example uses for illustration only.
A cleaner revenue picture helps your offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding