Stock supplements, apparel, and gear before your busy season. A 5-minute application and funding in as little as 24 hours for qualified businesses.
Stock UpFitness Inventory Funding
Suppliers want payment up front. Inventory funding lets you order ahead, take volume pricing, and avoid selling out in the middle of the rush.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in about five minutes with three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered. We focus on deposit history and current obligations.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Repayment is laid out in the offer up front, so you can plan it against sales.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Protein, pre-workout, shakers, branded apparel, resistance bands, grip gear. For many gyms and studios the front-desk shelf and smoothie bar add real revenue, and some fitness businesses are retail-first, selling equipment and supplements to the public. The catch is that suppliers want to be paid before the product sells, and the best pricing often comes with larger orders.
Inventory funding lets you buy ahead so the shelves are full when members want to buy.
A one-time purchase usually pairs well with working capital for fitness. If you reorder regularly, a business line of credit lets you draw for each order. Retail-heavy shops with steady card sales may look at revenue-based financing, where repayment follows revenue.
For illustration: a boutique studio sells its own apparel line and a small supplement shelf. Last January it ran out of its best-selling hoodie in two weeks and could not reorder in time. This year the owner funds a larger order in November, gets better unit pricing from the supplier, and has inventory on hand for the whole rush. Sales from the stock help cover repayment on the schedule shown in the offer.
Be realistic about sell-through. Funding inventory that sits on a shelf ties up cash rather than freeing it.
About three months of business bank statements and a 5-minute application. We start with a soft credit pull, consider FICO 500+, and do not require tax returns. Sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, with funding in as little as 24 hours for qualified businesses. Apply now.
Yes. Working capital can cover retail stock like supplements, apparel, and accessories.
Not to apply, but knowing your order size helps you request the right amount.
Mainly by your deposits and existing obligations, based on about three months of bank statements.
Yes. All business deposits, including retail and membership revenue, are part of the picture.
Your offer shows the full repayment amount before you accept, so you can compare it with the margin on the goods.
Example uses for illustration only.
Smarter inventory habits make each order easier to fund.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding