Funding for showrooms and furniture retailers, sized around your deposits. Soft credit pull to start, FICO 500+ considered, no tax returns.
Check Your OptionsRevenue-Based Financing
Big-ticket sales come in waves. Revenue-based financing looks at your real deposit history so you can stock the floor, cover vendor deposits, and keep deliveries moving.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns, no stack of forms.
FICO 500+ is considered. We look at how your store's deposits move, not just a score.
Your offer shows the total you will repay before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer, so you can plan around slow weeks and sale events.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Furniture sales are lumpy. A strong holiday weekend or a tax refund season can bring in a month of tickets in a few days, and then the floor goes quiet while you wait on deliveries and special orders. Fixed monthly payments do not care about any of that. Revenue-based financing is built around what actually lands in your bank account, so the funding is sized and structured around your deposits instead of a calendar alone.
We work with established furniture stores that have steady deposits, from single-location showrooms to stores with a warehouse and delivery crew. If you have run your store for a while and money comes in consistently, you are the kind of business this product was designed for.
Need a fixed-asset purchase instead? See equipment financing for furniture stores. Planning around a specific stocking cycle? Our furniture store inventory funding page goes deeper.
We start with about three months of business bank statements. We want to see how deposits move: the busy weeks, the slow ones, and whether existing obligations are already pulling on your cash. A FICO score of 500 or higher is considered, and the first step uses a soft credit pull. No tax returns are required, and sole proprietors can apply.
The funding amount depends mainly on your deposit history and what you already owe. If you want a sense of how funders weigh each factor, read how furniture stores qualify.
Every offer shows the full repayment amount and the repayment schedule before you accept. You see what you will pay back and how it will be collected, so there are no surprise costs after you sign. If the numbers do not fit your store, you can walk away. When it does fit, decisions move fast and funding can arrive in as little as 24 hours for qualified businesses. Start your 5-minute application.
A bank usually wants years of tax returns, strong credit, and collateral, and it can take weeks. Revenue-based financing is sized around your recent deposits, considers FICO 500+, and needs about three months of bank statements.
Yes. Covering deposits on incoming inventory is one of the most common uses for furniture retailers who need stock on the floor before a sale event.
Funding ranges from $25,000 to $5,000,000. Where you land depends mainly on your deposits and your existing obligations.
No. We start with about three months of business bank statements and a short application.
Yes. Sole proprietors can apply.
Example uses for illustration only.
A few steps can help furniture stores put together a stronger file before applying.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding