An offer shaped by your deposits, not your collateral. About three months of statements, soft pull, no tax returns.
See My OfferRevenue-Based Financing
Your daily deposits show what the truck can do. Revenue-based financing uses that history to fund the next step, from catering to a second unit.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. As little as 24 hours if qualified.
FICO 500+ considered. Revenue pattern carries real weight.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is laid out in the offer so you can plan around your season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Food truck sales swing with weather, events, and the calendar. Revenue-based financing for food trucks is built around what your business actually brings in, as shown by your bank deposits, rather than around hard assets or years of tax filings.
We review about three months of business bank statements to get a feel for your revenue pattern, then put together an offer that reflects it. The offer shows the full repayment amount and how repayment is scheduled before you accept anything.
It's less suited to a business with very few deposits or one that is already carrying several obligations against the same revenue.
Chafing dishes, a cargo van, and the first few weeks of staff time before invoices are paid.
A trailer or second truck to cover two locations at once. See also food truck expansion funding.
A short-term pop-up or ghost-kitchen slot to test whether the menu works indoors.
Revenue-based financing sits close to a merchant cash advance in that both lean on deposit history. The details of each structure differ, and your offer will name the product and lay out its repayment schedule clearly. If you'd prefer to draw funds only as needed, a line of credit may suit you better.
Before accepting any offer, pull up last year's slowest stretch and ask whether the repayment schedule would have fit then. For illustration, a truck that does most of its sales from spring through early fall may want a smaller amount, or to time the funding so the busiest months follow it closely. Funding is most useful when it sets up more sales, not when it covers a gap that will simply return next month.
FICO 500+ considered, soft pull to start, no tax returns, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000, depending mainly on deposits and existing obligations, and qualified businesses can be funded in as little as 24 hours. Start your application.
It's sized mainly from your deposit history rather than collateral and tax returns. Your offer explains the structure and full repayment amount.
No. We expect some variation. Steady deposits over time matter more than identical weeks.
Yes. The full repayment amount and the schedule are in your offer before you accept.
Yes, expansion is a common use. Make sure the schedule fits even before the new unit is earning.
FICO 500 and up is considered, starting with a soft pull.
Example uses for illustration only.
Simple ways to present a stronger revenue picture.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding