Funding sized from the job deposits in your bank account, not your depreciation schedule. Apply in 5 minutes with about three months of statements.
Get My NumberRevenue-Based Financing
Machines depreciate on paper while they earn on site. Revenue-based financing looks at your deposits so the funding reflects the work you actually do.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and three months of statements. Funding in as little as 24 hours for qualified contractors.
FICO 500+ considered. We start with a soft pull and lean on your deposit history.
The full repayment amount is shown in your offer before you accept. No surprise costs after you sign.
Your repayment schedule is in the offer from the start, so you can test it against slow months.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Excavation revenue is real but rarely smooth. A big site pays out in chunky draws, small residential jobs pay in a steady trickle, and winter can quiet everything down. Revenue-based financing is built around that reality. Instead of leaning mostly on tax returns or collateral, it sizes funding from the money that actually moves through your business bank account, and repayment is tied to the revenue the business brings in.
A few reasons come up again and again:
We are reading for patterns, not perfection. How often do draws and customer payments land? How big are they? What already comes out each month for equipment notes, insurance or other obligations? Does the balance stay positive between jobs? Those answers shape the amount, which across our products ranges from $25,000 to $5,000,000.
The application takes about 5 minutes, starts with a soft credit pull, requires no tax returns, and is open to sole proprietors.
Revenue-based financing tends to fit an established excavation company with steady deposits and a clear use, such as staffing up for the season or taking on a larger contract. See excavation expansion funding and big contract funding.
It is a weaker fit if the funds would cover a machine you plan to keep for years; equipment financing for excavation usually matches that better. For flexible draws, compare a business line of credit.
Your offer lists the full repayment amount and the schedule before you accept. Before signing, lay that schedule next to last winter's deposits and ask whether it still works. If not, ask for less. For more planning ideas, read our excavation cash flow guide, then apply in about 5 minutes.
It is sized mainly from your deposit history rather than tax returns and collateral, and repayment is tied to the revenue your business brings in.
No tax returns are required. We review about three months of business bank statements, which show how much work is actually flowing through.
Our funding ranges from $25,000 to $5,000,000. Your amount depends mainly on deposits and existing obligations.
Look at the repayment schedule in your offer and test it against your slowest recent months before you accept. Ask for a smaller amount if it feels tight.
Funding can arrive in as little as 24 hours for qualified businesses once your statements are reviewed.
Example uses for illustration only.
These habits make your deposits easier to read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding