Restaurant funding
A restaurant runs on daily card sales and thin margins. When a walk-in dies or a slow month hits payroll, waiting weeks is not an option.
✓ Checking what you qualify for does not affect your credit score.
Restaurants can get funding from $25,000 to $5,000,000, and funding can arrive in as little as 24 hours for qualified businesses. We read about three months of business bank statements. Daily card settlements give a clear picture.
Walk-ins, fryers and hoods fail without warning, and lost product costs money the same day.
A quiet January still carries a full payroll.
Suppliers move to cash on delivery or prices jump, and inventory has to be bought first.
A build-out is paid up front while revenue builds over months.
See restaurant qualification and same-day funding for restaurants.
| Use | Amount |
|---|---|
| Replace a walk-in cooler | $16,000 |
| Cover two payroll cycles | $22,000 |
| Stock for a holiday weekend | $12,000 |
| Total request | $50,000 |
For illustration only, not an offer or a quote.
The application takes about five minutes and starts with a soft credit pull, so applying does not hurt your score. Start your application and we will review your file the same day.
Funding can arrive in as little as 24 hours for qualified businesses. Timing depends on how complete the statements are.
FICO 500+ is considered. Deposits carry a lot of weight.
No. We read business bank statements.
The business should have an operating history with regular deposits.
Yes.
Same-day decision. Applying takes a few minutes and will not affect your credit score.