Merchant Fund Express
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Emergency Funding for Moving Companies

Broken truck, damage claim or a sudden payroll gap? Get a fast decision and funding in as little as 24 hours for qualified movers.

Get Help Fast

Emergency Funding for Movers

Keep the schedule moving when something breaks

Booked jobs do not pause for a blown transmission. We help established movers cover urgent costs quickly, with an offer that shows the full repayment picture before you sign.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Help that matches the urgency

Minutes to apply, little paperwork

Five-minute application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.

A rough patch is not a dealbreaker

FICO 500+ considered, soft pull to start. Your deposit history matters a lot in our review.

No guessing on cost

See the full repayment amount in your offer before accepting, with no surprise costs after you sign.

Know what comes out and when

The repayment schedule is laid out up front so you can plan around fuel, payroll and insurance.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

When a bad week threatens the busy season

A transmission fails on your biggest truck the week before the end-of-month rush. A damage claim drains the account. A large customer cancels after you already paid the crew. In moving, problems rarely wait for a convenient month, and the schedule keeps coming either way.

Emergency funding for moving companies is about keeping trucks on the road and crews paid while you sort out the problem. We move quickly, and qualified businesses can be funded in as little as 24 hours.

Common emergencies we see from movers

Fast does not mean careless

Even in a rush, read the offer. Every offer from us shows the full repayment amount and the repayment schedule before you accept. Ask yourself whether the deposits you expect over the coming weeks can carry that schedule alongside fuel, insurance and payroll. If the answer is unclear, a smaller amount may be the better call.

Owners who want a standing cushion for the next surprise sometimes set up a business line of credit once the immediate problem is handled.

What you need to apply

The application takes about 5 minutes and starts with a soft credit pull. Have about three months of business bank statements ready; no tax returns required. FICO 500+ considered, and sole proprietors can apply. We are built for established moving companies with steady deposits, and funding runs from $25,000 to $5,000,000.

If your credit took a hit during a rough stretch, our page on bad credit options for movers explains how we weigh it.

After the emergency passes

Once the truck is back on the road, take an honest look at what caused the scramble. Was it an aging vehicle that needs a replacement plan? A thin cash reserve heading into peak season? Fixing the root cause, even in small steps, makes the next surprise less painful. Many movers start setting aside a portion of summer deposits for winter repairs.

Frequently Asked Questions

How fast is emergency funding?

Decisions move fast, and qualified businesses can be funded in as little as 24 hours. Having bank statements ready speeds things up.

Can I use it to repair a truck that broke down?

Yes. Repairs, towing and short-term rentals to cover booked jobs are common emergency uses.

Will applying hurt my credit?

We start with a soft credit pull, which does not affect your score.

My credit is not great after a tough season. Can I still apply?

FICO 500+ is considered. We put real weight on steady business deposits, though credit is still part of the review.

What is the smallest amount I can request?

Funding starts at $25,000 and goes up to $5,000,000, depending mainly on deposits and existing obligations.

Transmission repair $28,000.00
Damage claim $32,500.00
Payroll gap $45,000.00
Rental truck cover $26,000.00

Example uses for illustration only.

How to improve your chances

A few steps make an urgent request smoother and safer.

  • Pull your last three months of bank statements now
  • Get a written repair quote before you apply
  • Request only what the emergency truly needs
  • Check your booked jobs to plan repayment

Emergency help from us versus a bank

Merchant Fund Express
Traditional bank loans
Speed
As little as 24 hours
Rarely fast enough
Application
About 5 minutes
Branch visits, long forms
Documents
About 3 months of statements
Tax returns and more
Credit
FICO 500+ considered
Strong credit expected
Credit check
Soft pull to start
Hard pull

Get your trucks back on the road

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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