Frost, hail, storm damage or a failed cooler? Fast decisions and funding in as little as 24 hours for qualified nurseries.
Get Funded FastNursery Emergency Funding
When weather or equipment failure hits, every day matters. We help established nurseries and garden centers restock, repair and make payroll quickly, with every repayment number shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered and a soft pull to start. Your deposit track record matters a great deal.
Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.
The repayment schedule is laid out up front so you can plan around the rest of the season.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Nurseries live closer to the weather than almost any other retail business. A late frost can damage benches of tender annuals overnight. Hail can shred shade cloth and greenhouse film. A windstorm can topple stock and damage structures. Add a walk-in cooler failure, a burst irrigation main, or a sudden drop in sales during a rainy May, and cash can get tight fast.
Emergency funding for nurseries and garden centers helps you repair, restock and keep paying staff while insurance claims and the season sort themselves out.
Decisions move fast with us, and qualified businesses can be funded in as little as 24 hours. Even so, take a few minutes with your offer. It shows the full repayment amount and the repayment schedule before you accept. Think about the weeks ahead: if the emergency hit during peak season, deposits may rebound quickly; if it hit in fall, the quiet months are next.
If insurance will reimburse part of the loss, keep in mind that claim payments can take time. Request what you need to operate now, not necessarily the full loss.
The 5-minute application starts with a soft credit pull. Have about three months of business bank statements ready; no tax returns required. FICO 500+ considered, and sole proprietors can apply. Funding ranges from $25,000 to $5,000,000 and is sized mainly to your deposits and existing obligations.
If recent setbacks have dented your credit, see how we approach credit challenges for nurseries.
After the crisis, consider a business line of credit you can draw on if weather strikes again, and review your coverage for crop and structure losses with your insurance agent. Frost cloth, backup heaters and a written storm plan are also cheap insurance.
Decisions move fast, and qualified businesses can be funded in as little as 24 hours.
Yes. Restocking lost inventory is one of the most common emergency uses for nurseries.
That depends on your cash position. Many owners request enough to keep operating now, then let the claim catch up later.
No. We start with a soft credit pull, which does not affect your score.
Funding starts at $25,000 and goes up to $5,000,000, based mainly on deposits and existing obligations.
Yes. We review about three months of statements in context, and a sudden dip from a weather event is something we look at alongside your earlier deposits.
Example uses for illustration only.
These steps help you get through an emergency with less strain.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding