A cushion you can draw from when a truck breaks down, fuel spikes or a job runs long. Lines from $25,000 with a 5-minute application.
Set Up My LineMoving Company Line of Credit
Moving brings surprise costs every week. A line of credit gives you access to cash when you need it, sized to the deposits your company already brings in.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About 5 minutes to apply and roughly three months of statements. No tax returns. Funding in as little as 24 hours for qualified movers.
FICO 500+ considered. Your deposit history matters as much as your score.
Your offer shows the full repayment amount before you accept, so nothing unexpected appears after you sign.
The repayment schedule is set out in your offer up front, so every draw is easy to plan for.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A moving company's expenses rarely arrive as one big bill. A transmission goes on a Tuesday. A customer cancels a long weekend booking and you still owe the crew. Fuel prices jump in the middle of the busy season. Each hit is manageable on its own, but together they can drain the operating account fast.
A business line of credit lets you draw funds when a need comes up instead of taking one large sum you may not use right away. It works well for owners who like having a cushion on standby for the unpredictable side of moving.
You apply once. We review about three months of business bank statements and run a soft credit pull to start. If approved, your offer shows your available line, the full repayment amount for draws and the repayment schedule before you accept.
Owners tend to lean on a line for repeat, smaller expenses:
For an urgent breakdown, our page on equipment repair funding for moving companies covers the details. For unexpected problems in general, see emergency funding for movers.
A line works best when you treat it as a tool for short gaps, not a permanent part of your operating budget. Draw for a repair or a fuel spike, then let deposits from the next few jobs bring the balance back down. Keeping an eye on your draws alongside your booking calendar helps you avoid stacking repayments right as the slow months begin.
If you already know you need one larger amount, such as for a new truck or a season's worth of payroll, a lump sum may make more sense. Read line of credit vs. merchant cash advance for moving companies to weigh them. Ready to set up a cushion? Start the 5-minute application.
A line lets you draw as needs come up. An advance delivers one lump sum. Both are based on your deposits.
Lines are sized mainly to your monthly deposits and existing obligations, within our overall range of $25,000 to $5,000,000.
Your offer explains how draws and repayment work. Review it closely so you know how each draw is repaid.
Yes. Sole proprietors can apply. We look for an established business with steady deposits.
No. We start with a soft credit pull, which does not affect your score.
Example uses for illustration only.
Movers who want a stronger line can start with these steps.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding