Merchant Fund Express
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Emergency Funding for Pet Grooming Salons

Broken water heater, dead dryer or a van down? Apply in 5 minutes with recent bank statements and keep appointments on the books.

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Grooming Emergency Funding

Get the salon back open before the next booking

A breakdown in a grooming shop cancels appointments the same day. We move quickly so you can pay for the fix and keep clients coming.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Emergency funding built for speed

Fast decisions, minimal paperwork

About three months of bank statements and a 5-minute form. Funding in as little as 24 hours for qualified salons.

Bruised credit considered

FICO from 500 considered. Your deposit history matters as much as the score.

Full cost up front

You see the full repayment amount in your offer before you accept, with no surprise costs after you sign.

No guessing on payments

The repayment schedule is spelled out in the offer, so you can plan around it as business recovers.

Need capital this week?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Emergencies in a grooming salon look like this

A grooming shop runs on hot water, working dryers and a dependable van. When the water heater gives out on a Saturday, a hydraulic table stops lifting, a mobile unit's generator fails, or a burst pipe soaks the back room, appointments get cancelled the same day. Every cancelled day is lost revenue, and the repair bill shows up right away.

Emergency funding for pet grooming is meant for those moments: get the problem fixed, keep the calendar intact and spread the cost over a repayment schedule you can see in advance.

Groomers also lose trained staff fast when hours dry up, so speed matters for your team as much as for the equipment.

How to move quickly without guessing

  1. Get a written repair or replacement quote, even a rough one.
  2. Pull your last three months of business bank statements.
  3. Apply online in about 5 minutes. We start with a soft credit pull.
  4. Review the offer, including the full repayment amount and schedule, before you accept.

Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.

Who we can help

Storefront salons, mobile groomers, in-home groomers and grooming add-ons inside boarding or daycare businesses can all apply. Sole proprietors are welcome. We consider FICO scores from 500 and look closely at your deposit history, which tells us more about a grooming business than a credit score alone. Tax returns are not required.

If credit is your biggest worry, our bad credit options for pet grooming page explains how we weigh it.

Fix it now, then rebuild a cushion

Funding runs from $25,000 to $5,000,000, and the amount depends mainly on deposits and existing obligations. Once the emergency is handled, it helps to set aside a small reserve from each busy week so the next breakdown hurts less. For recurring repair needs, look at equipment repair funding or a line of credit you can draw on as problems come up.

Frequently Asked Questions

How fast is emergency funding for a grooming business?

Decisions move quickly. Qualified businesses can be funded in as little as 24 hours after approval paperwork is complete.

Can I use it to replace a broken grooming van?

Yes. Van repair or replacement, generator and water system fixes are common emergency uses for mobile groomers.

What if my credit took a hit recently?

FICO scores from 500 are considered, and steady deposits carry significant weight in our review.

Do I need tax returns in an emergency?

No. About three months of business bank statements and a short application are what we need.

What is the smallest amount you fund?

Funding starts at $25,000 and can go up to $5,000,000 depending on deposits and existing obligations.

Can I use emergency funding to cover payroll while the salon is closed for repairs?

Yes. Keeping your groomers and bathers paid during a short closure is a common use, so you do not lose trained staff while the space is fixed. Your offer shows the full repayment amount and schedule before you accept.

Water heater $25,000.00
Van repair $42,000.00
Flood cleanup $55,000.00
Dryer bank $29,000.00

Example uses for illustration only.

How to improve your chances

Some quick steps help an emergency request get decided faster.

  • Get a written repair estimate as soon as possible
  • Download three months of statements before you apply
  • Note any lost days so the deposit dip makes sense
  • Keep using one business account for all deposits

Emergency funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Decision speed
Fast, funding in 24 hours
Rarely quick enough
Documents
Bank statements, no tax returns
Full financial package
Credit
500+ FICO considered
Strong credit expected
First credit check
Soft pull
Hard inquiry
Who can apply
Sole proprietors included
Often established entities only

Fix the problem and keep grooming

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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