FICO 500+ considered. We look at your deposits, not just a number, and start with a soft credit pull.
Check My OptionsBad Credit Funding, West Virginia
Steady deposits and manageable existing obligations can matter as much as a credit score. Your offer shows the full repayment amount before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of bank statements and a 5-minute application. Qualified businesses can be funded in as little as 24 hours.
We review credit with your deposit history and current obligations rather than on its own.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
Your schedule is spelled out in the offer up front so there are no guesses later.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A medical bill, a slow coal-country year or a partner who left can drag a personal score down while the business keeps paying its bills. Banks often stop reading at the score. We consider owners with FICO 500 and up, and we spend more time on what your bank statements show: how much comes in, how steady it is, and what is already going out to other financing.
We do not set a pass or fail line on any single item. The full picture decides the offer.
Retailers and restaurants with steady card volume often look at a merchant cash advance. Contractors and service firms frequently choose working capital. If you need a truck or a machine, equipment financing can tie the money to the asset. Amounts range from $25,000 to $5,000,000.
Funding should help the business, not dig the hole deeper. Before you accept any offer, compare the payment schedule against your slowest month, not your best one. If the payments would only work in peak season, ask for a smaller amount. Over time, keeping the business account positive, paying current obligations on schedule and separating personal and business spending all make your next application easier to review, with us or anyone else.
The application takes about 5 minutes and begins with a soft credit pull. Upload about three months of business bank statements; no tax returns required. Your offer shows the full repayment amount and the payment schedule before you accept, and qualified businesses can be funded in as little as 24 hours. Check your options.
We consider FICO scores of 500 and up. The score is weighed with your deposits and existing obligations.
We start with a soft credit pull, which does not affect your credit score.
We look at it in context with how the business is doing now. Tell us about it up front so we can review the full file.
Requirements depend on the product. Many options are based mainly on your deposits; equipment financing is tied to the equipment you buy.
Yes, sole proprietors can apply. We review the business bank statements the same way for every entity type.
Not necessarily. Pick an amount whose payments fit your slowest month, so the funding helps rather than strains the business.
Example uses for illustration only.
Honest steps that help a credit-challenged file.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding