Cover the gap between spending and getting paid. Utah businesses can apply in 5 minutes with about three months of bank statements.
See My OfferWorking Capital, Utah
From slow invoices to seasonal stocking, working capital from $25,000 to $5,000,000 helps established Utah businesses keep moving.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five minutes to apply and about three months of statements. No tax returns, and funding in as little as 24 hours if qualified.
FICO 500+ considered, with real weight on deposit consistency.
See the full repayment amount in your offer before you accept. No surprise costs after you sign.
Payment timing is laid out up front, so you can budget around it month by month.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Working capital is the money that keeps the doors open between when you spend and when you get paid. For a Utah business, that gap can come from almost anywhere: a general contractor in Utah County waiting on a progress payment, an outfitter in Moab stocking gear before spring, a restaurant in Salt Lake City covering payroll during a slow January, or a manufacturer buying raw materials for a large order.
We provide working capital from $25,000 to $5,000,000 for established businesses with steady deposits.
Utah's population growth along the Wasatch Front has kept builders, trades and service companies busy, and the technology sector around Lehi and the Salt Lake Valley has drawn new businesses that support it. Tourism and outdoor recreation tied to the state's national parks and ski areas bring strong seasonal swings. Growth is good, but it often means spending money before revenue catches up. That is exactly the gap working capital is meant to cover.
No tax returns required. FICO scores of 500 and up are considered, and sole proprietors can apply. Start your application and qualified businesses can be funded in as little as 24 hours.
If your needs repeat throughout the year, a business line of credit in Utah lets you draw only what you need. Card-heavy businesses sometimes prefer a merchant cash advance tied to sales. For a specific machine or vehicle, see equipment financing.
Amounts range from $25,000 to $5,000,000. The offer depends mainly on your deposit history and the obligations you already carry.
No tax returns are required. We work from about three months of business bank statements and a short application.
It is meant for business purposes like payroll, inventory, marketing, repairs and growth. Tell us what you plan to use it for so the offer fits the need.
We consider FICO scores of 500 and up. Deposits and existing obligations are weighed alongside the score.
Your offer lays out the full repayment amount and the payment schedule before you accept, so you can check it against your cash flow.
We work with established businesses that show steady deposits. Apply with your recent statements and the review will look at deposit history and existing obligations together.
Example uses for illustration only.
A little preparation makes a working capital request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding