Finance excavators, ovens, forklifts and delivery vans. Apply in 5 minutes with about three months of bank statements.
Get Equipment FundingEquipment Financing, Virginia
Equipment financing from $25,000 to $5,000,000 helps Virginia contractors, suppliers, farms and restaurants take on more work with the right gear.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application, three months of bank statements and your quote. No tax returns required.
FICO 500+ considered. We weigh deposits and existing obligations alongside credit.
Your offer shows the total repayment amount before you accept. No surprise costs after you sign.
The payment schedule is laid out in your offer, so you can match it against the work the equipment brings in.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
When a machine breaks down or a new contract calls for more capacity, paying cash for equipment can leave a business short on the money it needs to operate. Equipment financing lets you get the gear working right away while your operating cash stays put for payroll, materials and everything else.
We offer $25,000 to $5,000,000 to established Virginia businesses with steady deposits. The amount depends mainly on your deposits and existing obligations.
| Industry | Typical equipment |
|---|---|
| Construction and site work | Excavators, skid steers, dump trailers |
| Marine and shipyard suppliers | Fabrication tools, welders, forklifts |
| Agriculture and poultry | Tractors, handling equipment, cold storage |
| Restaurants and hospitality | Ovens, hood systems, walk-in coolers |
| Local and regional delivery | Box trucks and cargo vans |
| Medical and professional offices | Imaging, dental chairs, IT hardware |
Agriculture remains a major part of the economy in the Shenandoah Valley and Southside, while Hampton Roads supports a large maritime and defense supply base. Each brings its own equipment needs.
Qualified businesses can be funded in as little as 24 hours. FICO 500+ is considered, and sole proprietors can apply. Start your application.
New equipment often comes with installation, training or extra materials. If those costs are significant, pair your purchase with working capital in Virginia so the machine is productive from the first week.
It also helps to think about timing. If an older machine is causing downtime, missed jobs or rising repair bills, the cost of waiting can add up quickly. Having the offer in hand, with the full repayment amount shown, lets you compare that cost against the price of keeping the old equipment running.
Often, yes. Send the quote with details such as make, model and condition, and we will review it with your statements.
We can review box trucks, cargo vans and similar vehicles for local and regional work. Share the quote and how the vehicle will be used.
FICO 500+ is considered. Deposit consistency and current obligations weigh heavily in the review.
From $25,000 to $5,000,000, based mainly on your deposits and the obligations you already carry.
Yes. Sole proprietors with steady business deposits can apply for equipment financing.
No. About three months of business bank statements and the short application are the core of the review.
Example uses for illustration only.
Prepare these items to make your equipment request easier to review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding