Merchant Fund Express
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Merchant Cash Advance for Printing Businesses

Cover paper, ink, payroll and big runs with funding tied to your sales. A 5-minute application, three months of statements, and no tax returns required.

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Merchant Cash Advance

Funding for the gap between buying stock and getting paid

Print jobs eat cash before the invoice is paid. A merchant cash advance puts money in your account now, with the full repayment amount shown before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Why print shops use a merchant cash advance

Quick to apply

A 5-minute application and about three months of bank statements. No tax returns required.

Credit is not the whole story

FICO 500+ considered. Steady deposits from print orders carry real weight.

Full cost shown first

Your offer shows the total repayment amount before you accept. No surprise costs after you sign.

Repayment laid out

How and when repayment is collected is spelled out in the offer up front.

Payroll before sales come in?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Print shops float a lot of cost before they get paid

A print job usually costs you money long before it makes you any. Paper, ink, plates, substrates and press time all get spent up front, and then the invoice goes out on net terms to a client who may or may not pay on time. Add a busy election season, a run of trade show orders or a large packaging contract, and the shop can be very busy and short on cash at the same time.

A merchant cash advance for printing gives you a lump sum now, with repayment connected to your sales. It is built for established shops with steady deposits, whether you run commercial offset, wide format, screen printing, labels or a quick-print storefront.

How a merchant cash advance works

Instead of a fixed loan payment, a merchant cash advance is repaid from your future sales. Your offer explains exactly how repayment is collected and shows the full repayment amount before you accept. Nothing is added after you sign.

To get started we need:

No tax returns are required. FICO 500+ is considered, and sole proprietors can apply.

Where print shops put the money

Is a merchant cash advance the right fit?

It tends to suit shops with consistent card or bank deposits that want repayment tied to sales. If you would rather draw only what you need, compare it with a business line of credit for printing, or read line of credit vs merchant cash advance for printing. For a new press, equipment financing is usually the cleaner choice.

Funding ranges from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours. Apply now to see your offer.

Frequently Asked Questions

How is a merchant cash advance repaid?

Repayment comes from your future sales. Your offer explains how collection works and shows the full repayment amount before you accept.

How much can my print shop get?

Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.

Do you need my tax returns?

No. We work from about three months of business bank statements and a short application.

My clients pay on net terms. Does that matter?

We look at the deposits that actually hit your account. Shops with slow-paying clients often use funding to cover the gap between buying stock and getting paid.

How fast is funding?

Funding can arrive in as little as 24 hours for qualified businesses once your file is complete.

Paper stock $32,000.00
Ink and toner $18,500.00
Press repair $41,000.00
Payroll cover $45,000.00

Example uses for illustration only.

How to improve your chances

These steps help your print shop put together a strong file.

  • Deposit all job payments into one business account
  • Keep three full months of statements ready
  • Track which clients pay late and by how much
  • List existing financing payments before you apply

Merchant cash advance vs a bank loan

Merchant Fund Express
Traditional bank loans
Repayment
Tied to your sales
Fixed monthly payment
Documents
About three months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Credit check to start
Soft pull
Hard pull common
Funding speed
As little as 24 hours if qualified
Often several weeks

Keep the presses running

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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