Cover officer payroll, gear, and new-site startup costs while clients take their time paying. Soft pull to start, about three months of bank statements, no tax returns.
See My OfferMerchant Cash Advance
Guard and alarm companies often pay staff long before invoices clear. A merchant cash advance puts a lump sum in your account based on how your deposits actually look.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. Qualified businesses can be funded in as little as 24 hours.
FICO 500 and up is considered. Consistent deposits from your contracts weigh heavily in the review.
Your offer shows the full repayment amount before you accept. No surprise costs appear after you sign.
The repayment schedule is spelled out in the offer, so you can plan it around your payroll cycle.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Security work runs on a lopsided calendar. Your officers get paid every week or two, but the property manager, school district, or event promoter who hired you may take 30, 45, or 60 days to settle an invoice. Win a few new posts at once and the gap between payroll going out and payments coming in gets wide fast.
A merchant cash advance gives you a lump sum now in exchange for a share of future receivables. It is not a bank loan, and it is not judged the way a bank judges a loan. We look closely at your deposit history, which is often the clearest picture of how a security company is actually doing.
Sole proprietors can apply too, which matters for the many security outfits that started as one licensed owner working posts alongside a small crew.
The amount you are offered depends mainly on your deposits and on any financing you already carry. Before you apply, work out what you actually need. If a new hospital contract needs 12 officers for six weeks before the first payment arrives, that payroll figure is a far better target than a round number. Taking only what bridges the gap keeps repayment in proportion to the work.
If you want something you can draw from repeatedly instead of a single lump sum, compare this with a business line of credit for security services or read our line of credit vs merchant cash advance breakdown.
We built this for established security businesses with steady deposits: guard services, alarm dealers, patrol firms, event staffing companies, and integrators. FICO scores from 500 up are considered. Funding ranges from $25,000 to $5,000,000. If your biggest strain is weekly payroll, our security services payroll funding page goes deeper on that specific problem.
Slow-paying clients are one of the most common reasons security owners apply. We focus on your deposit history, so a business with steady deposits can be a fit even when individual invoices take a while to clear.
The 5-minute application and about three months of business bank statements. No tax returns are required, and we start with a soft credit pull.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours after accepting an offer.
Yes. Your offer lists the full repayment amount and the repayment schedule before you accept, so there are no surprise costs after you sign.
Yes. Operators use it for uniforms, radios, cameras, and vehicles. For larger equipment purchases, equipment financing may also be worth comparing.
Example uses for illustration only.
A few steps can help security owners get a cleaner, stronger offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding