Merchant Fund Express
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Business Line of Credit for Printing

Draw funds when a big order, bulk paper buy or press repair comes up. A 5-minute application, soft credit pull to start and no tax returns required.

Check My Line

Business Line of Credit

Cash on hand for the months you cannot predict

Print demand comes in waves. A line of credit gives you funds to draw as jobs land, with how repayment works spelled out before you accept.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

A line of credit built for print work

Quick setup

A 5-minute application and about three months of bank statements. No tax returns required.

Credit flexibility

FICO 500+ considered. We look closely at the deposits your print jobs bring in.

Costs shown up front

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

Clear repayment

The repayment schedule is laid out in your offer up front, so you can plan around busy seasons.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Print work arrives in bursts

Few print shops have the same month twice. A quiet January turns into a rush of event signage in spring, school orders in late summer and holiday cards and packaging in the fall. Some months you need extra stock and overtime. Other months you need nothing at all.

A business line of credit for printing fits that pattern. Rather than taking one lump sum, you get access to funds you can draw from when a need shows up. It is a practical tool for shops that know cash needs will come but cannot predict exactly when.

How print shops use a line of credit

For bigger one-time projects, our printing big contract funding page covers how shops fund a single large job.

What we need to review your shop

The process starts with a 5-minute application and a soft credit pull. We then look at about three months of business bank statements to see your deposits and any payments you already make. No tax returns are required, FICO 500+ is considered, and sole proprietors can apply.

Funding ranges from $25,000 to $5,000,000 depending mainly on your deposits and existing obligations. Qualified businesses can be funded in as little as 24 hours. Your offer shows the full repayment amount and how repayment works before you accept.

Line of credit or merchant cash advance?

Both can work for print businesses. A line of credit gives you access to draw as needed, while a merchant cash advance for printing provides a lump sum repaid from sales. We break down the differences in line of credit vs merchant cash advance for printing. If your need is ongoing operating cash, also see working capital for printing.

Ready? Apply in about five minutes.

Frequently Asked Questions

How is a line of credit different from a lump sum?

A line of credit lets you draw funds when you need them instead of receiving everything at once. Your offer explains how draws and repayment work.

What documents do you need?

A 5-minute application and about three months of business bank statements. No tax returns required.

Does applying affect my credit score?

We start with a soft credit pull, which does not affect your score.

How large a line can a print shop get?

Our range is $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations.

I own a small sign shop by myself. Can I apply?

Yes. Sole proprietors can apply, and we review the deposits in your business account.

What should I have ready before applying?

Three full months of statements from your main business account, basic ownership details and a list of any financing payments you already make. A short note on how you expect to use the line also helps the review move along.

Bulk vinyl buy $22,000.00
Rush overtime $17,500.00
Cutter repair $26,000.00
Invoice gap $47,000.00

Example uses for illustration only.

How to improve your chances

These habits help a print shop qualify for a stronger line.

  • Keep steady deposits in one business account
  • Avoid overdrafts in the months before you apply
  • Map out your usual busy and slow seasons
  • Know your current monthly financing payments

Our line of credit vs a bank line

Merchant Fund Express
Traditional bank loans
Application
5 minutes
Long forms and meetings
Documents
About three months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Credit check to start
Soft pull
Hard pull common
Funding speed
As little as 24 hours if qualified
Often several weeks

Have funds ready for the next rush

One secure application. A soft credit pull to start. No obligation to accept an offer.

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