Merchant Fund Express
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Funding for a Big Printing Contract

Cover paper, labor and outsourcing on a large order before the client's net terms kick in. Funding from $25,000 based on your deposits.

Fund My Contract

Large print contracts

Say yes to the order without draining the account

Big print jobs pay well but pay late. We look at about three months of deposits so you can buy stock and staff up while you wait on the client.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Contract funding made for print shops

Ready when the PO lands

Apply in about 5 minutes with roughly three months of statements. Funding in as little as 24 hours for qualified businesses.

Flexible on credit

FICO 500+ considered. We start with a soft pull and weigh your deposit history.

Total cost up front

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Line it up with client terms

The repayment schedule is laid out in the offer, so you can match it to milestone payments.

Cash flow tight this month?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

The big order is good news until you price the materials

A school district wants a year of forms. A regional retailer needs in-store signage for every location. A political campaign orders mailers in waves. These contracts can make a print shop's year, but they usually mean buying a mountain of paper, running overtime, and waiting on net-30 or net-60 terms before the first check arrives.

Funding for a big contract in printing bridges that stretch. We base offers on about three months of business bank statements, so the decision reflects your shop's track record, not a pile of tax filings. That matters when a purchase order arrives with a tight start date and the paper has to be ordered this week to hold the production slot.

Costs a large print job tends to front-load

  1. Materials: stock, envelopes, media and ink bought before production starts.
  2. Labor: extra shifts, temp help in bindery or fulfillment.
  3. Outsourcing: parts of the job your equipment can't handle, like specialty finishing.
  4. Postage and freight: if you are mailing or delivering on the client's behalf.
  5. Equipment upkeep: running presses harder means more maintenance.

Matching repayment to the contract

Before you accept, line up the client's payment terms against the schedule in your offer. For illustration, if the contract pays in three milestones, you want a structure your regular work can carry until those milestones hit. Working capital fits a one-time push. A line of credit works well when the contract ships in waves and you only need cash for each wave. If you are weighing a bigger advance against a revolving line, our line of credit vs. merchant cash advance for printing comparison walks through the tradeoffs, including how each one behaves when a contract ships late or a client stretches its payment terms.

What we review

We focus on deposit consistency and what you already owe. Funding runs from $25,000 to $5,000,000, FICO 500+ is considered, we start with a soft credit pull, and sole proprietors can apply. Qualified businesses can see funding in as little as 24 hours. Apply now and have the contract details handy.

Frequently Asked Questions

Do you fund based on the contract itself?

The offer is sized mainly on your deposits and existing obligations. The contract helps you decide how much you actually need and when you will be paid.

Can a small shop take on a contract larger than usual?

Many do. The question is whether your regular deposits can support repayment while the contract is in production, which the offer schedule helps you check.

What if the client pays late?

Build some cushion into your plan. Your repayment schedule is set in the offer up front, so compare it against a slower payment scenario before accepting.

Do I need to provide tax returns?

No. About three months of business bank statements and a five-minute application get things started.

How quickly can I start buying materials?

Funding can arrive in as little as 24 hours for qualified businesses once the paperwork is complete.

Mailer stock $52,000.00
Bindery overtime $30,000.00
Foil and finishing $36,000.00
Postage float $64,000.00

Example uses for illustration only.

How to improve your chances

These steps help you evaluate funding for a large print order.

  • Get the client's payment terms in writing
  • Price materials, labor and freight separately
  • Keep a cushion for a late client payment
  • Share existing debt payments in your application

Contract funding: us vs. a bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Lengthy loan package
Docs needed
About 3 months of statements
Tax returns, financials
Credit
FICO 500+ considered
Higher scores expected
Speed
As little as 24 hours if qualified
Weeks of underwriting
Who can apply
Sole proprietors included
Varies

Take the contract and fund the work

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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