Get treadmills, racks, and HVAC working again before members notice. Apply in 5 minutes; funding in as little as 24 hours for qualified businesses.
Fix It NowFitness Equipment Repair
Downtime hurts retention. Fund your repair list in one go and get your equipment back in service, with the full repayment amount shown before you accept.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About five minutes and three months of statements. Funding in as little as 24 hours if qualified.
FICO 500+ considered. Deposits and obligations matter more than a single score.
Your offer lists the full repayment amount before you accept, and no surprise costs show up after you sign.
The schedule is set out in your offer up front, so you can plan around it.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
An out-of-order sign on a treadmill is a small thing until it is three treadmills, a cable stack, and the locker-room water heater. Members notice. Some of them start shopping for another gym. In a business where retention is everything, a backlog of repairs can quietly push cancellations up.
Equipment repair funding gives you cash to get machines, climate control, and facilities back in shape now, instead of patching things one paycheck at a time.
It also helps with planning. When you can fund the whole list together, you can book one service visit, negotiate the labor once, and keep the floor disrupted for a day instead of across several weeks of rolling closures.
| Area | Typical repair |
|---|---|
| Cardio floor | Treadmill motors, belts, decks, console boards |
| Strength area | Cables, pulleys, upholstery, rack hardware |
| Facility | HVAC, water heaters, flooring, sound systems |
| Studio rooms | Bike fleet maintenance, mirrors, lighting |
Sometimes a repair quote comes in close to the price of a new unit. In that case, it can be worth comparing working capital for the repair against equipment financing for fitness, which is built around buying the equipment itself. For general repair bills across many machines, working capital is usually simpler. A merchant cash advance is another option for gyms with steady card sales, repaid from future receivables.
For illustration: a 24-hour gym gets a service tech's report listing worn belts on six treadmills, a failing motor on a stair climber, and a cooling unit that is running constantly. Taken one at a time over several months, the fixes would keep machines down for weeks. The owner funds the full repair list at once, gets everything back online in a single service visit, and repays on the schedule shown in the offer.
The application takes about five minutes and starts with a soft credit pull. We review about three months of business bank statements, and no tax returns are required. FICO 500+ is considered and sole proprietors can apply. Amounts range from $25,000 to $5,000,000, and qualified businesses can be funded in as little as 24 hours. Your offer shows the full repayment amount before you accept. Start here.
Yes. Many owners bundle a full list of repairs into one funding amount so they can schedule a single service visit.
It is not required to apply, but having quotes helps you choose an amount that fits the work.
It depends on the age of the machine and the quote. Equipment financing is built for buying equipment; working capital is more flexible for repairs.
FICO 500+ is considered. We look at deposits and current obligations alongside credit.
Qualified businesses can be funded in as little as 24 hours. Having recent bank statements ready keeps the review moving.
Example uses for illustration only.
Keeping repairs manageable starts before something breaks.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding