Cash based on your sales for Columbus restaurants, bars and shops. Apply in about 5 minutes, no tax returns needed.
See My OfferMerchant Cash Advance | Columbus
Football Saturdays, summer festivals and quiet winter weeks all shape Columbus sales. An advance helps you plan around them.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We focus on your sales and deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is in your offer from the start.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
A merchant cash advance gives your business cash now in exchange for a share of future sales or deposits. For Columbus businesses that rely on card transactions, such as restaurants in the Short North, shops in German Village or bars near campus, it can be a direct way to fund needs using the revenue you already earn.
Columbus business follows the calendar more than most cities. Fall brings Ohio State football and a wave of visitors. Summer brings festivals and patio traffic. Winter can be quiet, especially when students leave. An advance can help you prepare for the busy stretch or get through the slow one.
For illustration: a bar near campus might use an advance to add staff and stock before football season, then repay from the higher sales that follow. Your offer would show the schedule and total payback before you accept.
We look at the health of your deposits rather than a long list of documents:
FICO scores of 500 and up are considered, and sole proprietors can apply. No tax returns are required. We also consider any obligations already coming out of your account when we size an offer, which can range from $25,000 up to $5,000,000.
An advance tends to fit well when your business has steady card or bank deposits and a clear, short-term use for the money. Examples include restocking before a known busy period, replacing equipment that is costing you sales or opening a new revenue stream. It may fit less well if your deposits are very uneven or if you already carry several obligations, since that limits what you can comfortably repay.
Look at the total repayment amount in your offer and compare it with what the funds will earn or save. For illustration: if new patio seating lets a Short North restaurant serve more guests each summer weekend, the added sales may comfortably cover the advance. If you are not sure, we can walk through alternatives such as a line of credit or working capital.
An advance is not the only path. Look at working capital loans in Columbus for general operating needs or a Columbus business line of credit for flexible draws. Our Ohio merchant cash advance page covers the rest of the state.
Want to see real numbers? Apply online.
Repayment comes from future sales or deposits. Your offer lays out the schedule and the total repayment amount before you accept.
Seasonal businesses can apply. We look at your deposit pattern across your statements to understand the ups and downs.
FICO 500+ is considered. Deposit history plays a large part in the decision.
Qualified businesses can be funded in as little as 24 hours.
Sole proprietors can apply, provided the business has steady deposits.
Example uses for illustration only.
These steps can help when you apply for an advance.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding