Operating cash for established Denver businesses with steady deposits. Short application, about three months of statements, no tax returns.
See My OptionsWorking Capital ยท Denver
Subcontractors, distributors, practices and hospitality businesses across Denver use working capital to float costs, with the full repayment amount shown up front.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application, about three months of statements, no tax returns. As little as 24 hours for qualified businesses.
FICO 500+ considered, alongside your deposits.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your schedule is laid out in the offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Working capital is the cash a business needs to keep running while it waits to get paid. In Denver, that gap shows up in different ways. A construction subcontractor floats labor and materials until the general contractor pays. A distributor stocks up before a busy season. A medical or dental practice waits on insurance reimbursements. A hospitality business carries costs through the shoulder months between ski season and summer.
A working capital loan gives you a lump sum to cover those operating costs, repaid on the schedule shown in your offer.
If your needs come and go, a line of credit in Denver may work better. For time-sensitive needs, see fast funding in Denver. Statewide options are on Colorado working capital.
We review about three months of business bank statements. The amount depends mainly on your deposits and the obligations already coming out of the account. FICO scores from 500 are considered, and we read credit alongside deposit history.
We begin with a soft pull, which does not affect your score. No tax returns are required, and sole proprietors can apply.
For illustration only: a Denver landscaping company ramps up every spring. It needs new crew members, fuel, and plants and stone well before customers pay for finished projects. Its deposits are strong from spring through fall and lighter in winter, and it carries one existing truck payment.
A funder would look at deposits across the statements, factor in the truck payment, and size an offer that fits the business's cash flow. The repayment schedule in the offer would be laid out up front, so the owner could compare it with the season ahead. Real numbers drive the real offer, but deposits and existing obligations are always at the center.
Our application takes about 5 minutes. After you send statements, your offer shows the full repayment amount and the repayment schedule before you decide. Qualified businesses can be funded in as little as 24 hours. Funding runs from $25,000 to $5,000,000.
Money for everyday operating costs: payroll, materials, inventory, rent and similar expenses.
Covering labor and materials while waiting to be paid is a common use. We look at your deposits and obligations to size an offer.
About three months of business bank statements. No tax returns.
We start with a soft credit pull, which does not affect your score.
From $25,000 to $5,000,000, depending mainly on your deposits and existing obligations.
Yes. Funders weigh how deposits move through the year, and we review your statements together with the rest of your file.
Example uses for illustration only.
A stronger Denver application often comes down to a few habits.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding