Cover payroll, inventory and growth costs before new revenue arrives. Soft pull to start and about three months of statements.
Apply TodayWorking Capital | Columbus
New contracts, new hires and new equipment all cost money up front. Working capital helps Columbus businesses take them on.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered, starting with a soft pull.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The repayment schedule is laid out in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Columbus has grown steadily, and with growth come new opportunities and new costs. A cleaning company may land a bigger office contract. A trucking firm serving regional warehouses may need to hire more drivers. A dental practice may want to add a chair. Working capital helps cover the costs that arrive before the extra revenue does.
The city's economy is broad. Distribution centers and warehouses ring the outer belt. Insurance, banking and healthcare employ a big share of the workforce. State government and Ohio State add steady demand. That base supports many smaller businesses:
Start with a 5-minute application and a soft credit pull. Then share about three months of business bank statements. We do not ask for tax returns. FICO 500 and up is considered, and sole proprietors can apply.
Offers range from $25,000 to $5,000,000, sized mainly by your deposits and existing obligations. Each offer spells out the full repayment amount and the schedule before you accept. Qualified businesses can be funded in as little as 24 hours.
A regional carrier based near the Rickenbacker area picks up a new route serving several warehouses. The work is steady, but the carrier needs to hire drivers and handle insurance and maintenance before the first invoices are paid. Working capital covers those up-front costs. As the route generates revenue, the business repays according to the schedule in its offer.
Other Columbus examples follow the same pattern. A commercial cleaning company may take on a new office tower. A restaurant may need to restock and staff up for football season. A dental practice may add hours to meet demand. In each case, working capital covers the gap between spending and earning.
Before you accept, compare the total repayment amount with the revenue the opportunity should bring in. When the numbers make sense, working capital helps your business grow at the pace the market allows.
If your needs come and go, a business line of credit in Columbus lets you draw only what you need. Card-heavy businesses may prefer a Columbus merchant cash advance. Buying equipment? Read about equipment financing in Ohio.
When you are ready, start your application.
Payroll, inventory, rent, supplies, repairs, hiring and other everyday costs of running and growing your business.
From $25,000 to $5,000,000. The amount depends mainly on your deposits and current obligations.
A 5-minute application and about three months of business bank statements. No tax returns are required.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
FICO 500+ is considered. We weigh your deposit history and overall business performance.
Example uses for illustration only.
These honest steps can help your business present well to any funder.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding