Capital based on your sales, with a 5-minute application and no tax returns. $25,000 to $5,000,000 for established Ohio businesses.
See My OfferMerchant Cash Advance, Ohio
From Cleveland kitchens to Cincinnati retailers, we review recent deposits, start with a soft pull, and can fund qualified businesses in as little as 24 hours.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5-minute application and about three months of statements. No tax returns.
FICO 500+ considered. Sales history counts.
Your offer shows the total repayment amount before you accept. No surprise costs after you sign.
How and when payments are collected is in your offer up front.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Ohio runs on a mix of manufacturing, healthcare, logistics, farming and a deep bench of restaurants and retailers in Columbus, Cleveland, Cincinnati and Toledo. Many of those businesses have steady card and cash sales but no appetite for a long bank process. A merchant cash advance provides a lump sum in exchange for a portion of future sales, reviewed mainly on recent deposits.
A Sandusky-area restaurant leans on summer lake traffic. A Dayton machine shop's orders swing with its manufacturing customers. A Columbus retailer peaks around football season and the holidays. Because an advance is reviewed on actual deposits, we look at the pattern across months instead of judging one slow stretch.
Fill out the 5-minute application and share about three months of business bank statements. We begin with a soft credit pull. FICO scores of 500 and up are considered, no tax returns are required, and sole proprietors can apply. Your offer shows the full repayment amount and how payments are collected before you accept. Qualified businesses can be funded in as little as 24 hours.
It tends to fit short, revenue-producing needs:
It is less suited to long, slow projects. If existing obligations already take a large share of deposits, we will tell you when another one does not make sense.
Need flexible draws? See our Ohio business line of credit. Buying machinery? Try equipment financing in Ohio. For general needs, look at working capital.
Before you accept, compare the payment to your slowest recent month, not your best one. An Akron landscaper or a Lake Erie marina knows how different winter deposits look from summer. If the numbers feel tight, ask for less. The full repayment amount and collection schedule are in your offer so you can make that call with clear information.
You receive a lump sum in exchange for a portion of future sales. Payments come from revenue on the schedule set out in your offer.
An established business with steady deposits, about three months of business bank statements and a 5-minute application. FICO 500+ is considered.
We start with a soft credit pull.
Advances range from $25,000 to $5,000,000, sized mainly to deposits and existing obligations.
Yes. The full repayment amount is shown in your offer up front, with no surprise costs after you sign.
Example uses for illustration only.
These moves strengthen an MCA application.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding