Turn steady receipts into a lump sum for stock, renovations or a slow month. Soft pull to start, FICO 500+ considered.
Check My AdvanceMerchant Cash Advance ยท Nashville
If your deposits show up most days, your sales history can carry your application further than a credit score alone.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered with a soft pull up front. Sales history matters.
You see the full repayment amount in your offer before you accept. No surprise costs after you sign.
Your offer lays out how payments are collected and on what schedule, so you can plan.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
If your register rings most days of the week, a merchant cash advance can make sense. You receive a lump sum, and repayment comes from your future sales on the schedule set out in your offer. In Nashville that describes a lot of businesses: bars and live music rooms downtown, restaurants in East Nashville and The Gulch, boutiques in 12South, salons, coffee shops and auto shops across the metro.
Visitors come for music, sports and conventions, and weekends can be packed. But January can be quiet, and a rainy festival week hurts. Owners use an advance to:
We look at about three months of business bank statements to see deposit volume, consistency and existing obligations. Those drive the amount we can offer, which ranges from $25,000 to $5,000,000. FICO scores from 500 are considered, the first look is a soft pull, and no tax returns are needed. Sole proprietors can apply.
Before you accept, your offer shows the full repayment amount and exactly how payments are collected.
Take a neighborhood bar and grill in East Nashville. Weekends are strong, weekday lunches are steady, and January and February are noticeably slower. The owner wants to add a covered patio before spring so it can seat more guests during the busy months. The business has three months of statements showing daily card and cash deposits and no other obligations on the account.
An advance sized to the patio project could fund the build, with payments coming from sales on the schedule in the offer. The owner would see the full repayment amount up front and could compare it against the extra seating the patio adds. The final amount would come from the deposit history and existing obligations, not from a projection of future crowds.
If the owner later wanted access for smaller repairs through the year, a line of credit could sit alongside that plan instead of taking another lump sum.
An advance is one option. A business line of credit works for repeated draws, and working capital suits one defined project. You can also read about a merchant cash advance in Tennessee. Ready? Start your application.
A merchant cash advance is a purchase of a portion of future sales, repaid from receipts on the schedule in your offer. Ask us to compare it with a loan-style product.
We look at your whole deposit pattern. Seasonal dips are normal for hospitality, and we read them in context.
Funding can arrive in as little as 24 hours for qualified businesses after approval and signing.
FICO 500+ is considered, alongside your deposits.
Example uses for illustration only.
Merchants with the clearest files usually do a few things well.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding