Merchant Fund Express
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Fast Business Funding in Indianapolis, IN

Quick decisions and funding in as little as 24 hours for qualified Indianapolis businesses. 5-minute application, no tax returns.

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Fast Funding ยท Indianapolis

Before the big week, not after it

Indianapolis restaurants, suppliers, carriers, and contractors use fast funding when an event, a repair, or an order cannot wait for a bank's timeline.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Speed with the details in plain view

Light paperwork, quick review

5-minute application and about three months of statements. Funding in as little as 24 hours for qualified businesses.

Credit flexibility

FICO 500+ considered, alongside your deposit history.

No surprises

Your offer shows the full repayment amount before you accept. No surprise costs after you sign.

Schedule shown first

Your repayment schedule is laid out in the offer up front.

Ready to see your numbers?

Fast decisions. Applying takes about 5 minutes.

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How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Fast, but honest about the clock

If you searched for same-day funding, you probably have a deadline. Maybe a delivery van broke down in the middle of a busy week, or a big catering order needs supplies paid for before the event. Here is what we can do: decisions move fast, and qualified Indianapolis businesses can be funded in as little as 24 hours. We will not promise money the same day you apply, because that depends on your file, your bank, and the review.

What we can control is the paperwork. The application takes about 5 minutes, and we work from roughly three months of business bank statements. No tax returns are required.

Indianapolis runs on events and logistics

Indianapolis has a calendar most cities would envy. May belongs to the Indianapolis 500, and the convention center and downtown stadiums bring in crowds through the year. Behind the events sits a large distribution and logistics economy, plus healthcare and life sciences employers across the metro. For a restaurant on Mass Ave, a hotel supplier, a regional freight carrier, or a contractor working the suburbs, a cash crunch right before a big week is expensive. Waiting weeks on a bank decision can mean missing the week entirely.

Four steps to a decision

  1. Complete the 5-minute application. We start with a soft credit pull.
  2. Upload about three months of business bank statements.
  3. Review your offer, which shows the full repayment amount and schedule.
  4. Accept if it works for you. Qualified businesses can be funded in as little as 24 hours.

Know what you are asking for

Fast money is only useful if it fits the problem. Before you apply, write down the exact cost you are covering and when the revenue that pays it back should arrive. For illustration, a caterer facing a $30,000 supply bill for a convention week can compare that cost against the event invoice and size the request accordingly. Borrowing only what the situation calls for keeps repayment comfortable.

Choosing the right product

Our fast funding can take several forms. A merchant cash advance repays from future sales. Working capital covers operating costs. A line of credit lets you draw as needed. For statewide details, see fast funding in Indiana.

Frequently Asked Questions

Can I be funded today in Indianapolis?

We do not promise same-day funding. Decisions move fast, and qualified businesses can be funded in as little as 24 hours.

What documents speed things up?

About three months of business bank statements, sent with your application. No tax returns are required.

How much can I request?

Funding ranges from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.

Do you fund trucking companies?

We work with regional and local carriers that have steady deposits. Each file is reviewed on its own merits.

Will checking my options affect my credit?

No. We start with a soft credit pull, which does not affect your score.

Van repair $26,000.00
Event supplies $30,000.00
Payroll week $55,000.00
Rush inventory $43,000.00

Example uses for illustration only.

How to improve your chances

Small preparation steps can shorten the review.

  • Download three months of statements before you start
  • Use the legal business name on the application
  • Flag any one-time deposits so we can account for them
  • Decide the exact amount you need first

Fast funding from us vs. a bank loan

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Long forms, meetings
Paperwork
About 3 months of statements
Tax returns, financials
Speed
As little as 24 hours if qualified
Several weeks
Credit
FICO 500+ considered
Strong scores expected
First credit check
Soft pull
Hard pull common

Get a fast answer for your Indianapolis business

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
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