Front paint and payroll, or add a crew. Compare a reusable credit line with a lump-sum advance. $25,000 to $5,000,000, FICO 500+ considered.
Check My OptionsPainting Contractor Funding Comparison
Materials and wages go out before clients pay. We show you a line of credit and a merchant cash advance next to each other so you can pick the right one.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft credit pull starts things off without affecting your score.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
The schedule is laid out in your offer up front, so you can plan around progress payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
On most commercial and residential repaint jobs, the contractor fronts the materials and the payroll. Deposits help, but progress payments and final checks often show up after the crew has moved to the next site. Stack a few jobs together and the gap grows.
A business line of credit and a merchant cash advance each handle that gap differently. A line is a reusable limit. An advance is one lump sum repaid from future revenue.
Painting contractors often fit a line well because costs track each job:
Draw what the job needs, repay when it pays, then draw again. See business line of credit for painting contractors.
If you are making one larger move, an advance can be cleaner. That might be adding a work van and a second crew, buying an airless sprayer setup and lift, or funding a marketing push to win more commercial bids. The full sum lands at once. Read merchant cash advance for painting contractors, and for rigs and sprayers compare equipment financing for painting contractors.
| If you need to | Consider |
|---|---|
| Front materials for each new job | Line of credit |
| Cover payroll until a final check clears | Line of credit |
| Add a van and second crew | Merchant cash advance |
| Buy a lift or sprayer package | Advance or equipment financing |
Every offer shows the full repayment amount and schedule before you accept.
We fund established painting businesses with steady deposits, from $25,000 to $5,000,000. The 5-minute application starts with a soft credit pull, and we review about three months of business bank statements. FICO 500+ is considered, no tax returns are required, and sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours. Apply today.
If costs repeat with every job, a line usually fits. If you are making one larger purchase or expansion, an advance may be simpler. Comparing both offers helps.
We review about three months of deposits and your existing obligations. Uneven months are normal in contracting, and we look at the overall pattern.
We work with established painting businesses that have steady deposits. Apply and we will review your business; residential remodeling work is reviewed case by case and not every request can be funded.
Yes. Sole proprietors can apply.
A 5-minute application, a soft credit pull to start and about three months of business bank statements. No tax returns are required.
It can cover materials, labor and equipment so you can take on larger work. The amount depends mainly on your deposits and existing obligations, and your offer shows the full repayment amount before you accept. Cost depends on your business and the offer. Both offers show the full repayment amount up front, so you can compare them directly before choosing.
Example uses for illustration only.
Small changes in how you run the books can help any offer.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding