Merchant Fund Express
(305) 384-8391Apply

Equipment Financing for Painting Contractors

Add sprayers, lifts, scaffolding and work vans without draining your operating account. Apply in 5 minutes with about three months of statements.

Finance My Gear

Equipment Financing

The right gear lets you bid bigger jobs

Faster sprayers and your own lift mean more square footage per day and access to commercial work. Spread the cost across the jobs the equipment helps you win.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Equipment funding that fits a painting business

Quick application

Five minutes online with about three months of business bank statements. No tax returns.

FICO 500+ considered

We weigh how your painting business is performing, not just a score.

Full cost before you accept

Your offer shows the full repayment amount up front, with no surprise costs after you sign.

Know every payment ahead

The repayment schedule is laid out in your offer before you commit.

Waiting on deposits to land?

Fast decisions. Applying takes about 5 minutes.

Apply Now

How it works

Apply in minutes

A short application. A soft credit pull to start.

Fast decision

We review revenue, time in business and bank activity, not just a credit score.

Review your offer

You see the amount, the schedule and the full repayment amount before you sign.

Get funded

Funding in as little as 24 hours for qualified businesses.

Better equipment, more jobs per week

A painting crew's speed depends heavily on its gear. A professional airless sprayer covers in an hour what rollers cover in a day. A boom lift or scissor lift lets you bid commercial and multi-story jobs instead of passing on them. A reliable work van gets the crew to the site on time. Equipment financing for painting contractors lets you add that gear and pay for it over time from your business cash flow.

Equipment painters finance

Think about which purchase removes the biggest bottleneck. For many crews it is access: without a lift, taller exteriors and commercial walls either get passed on or require rentals that eat into margin. For others it is production: a better sprayer can shorten each job enough to fit another one into the week. Start with the item that most directly turns into more billable work, then add the rest as the business grows.

Buy, rent or repair?

Renting makes sense for gear you use a few times a year. When you rent the same lift job after job, owning can make more sense. If a core piece just needs fixing, see our equipment repair funding for painters. If the new gear is part of a bigger plan, like adding a commercial division, our expansion funding for painting contractors page may fit better. For illustration, a residential painter moving into small commercial repaints might pair a lift and a second sprayer in one request so both are ready for the first bid.

How it works

  1. Apply in about 5 minutes. A soft credit pull starts the review.
  2. Upload about three months of business bank statements. No tax returns.
  3. Get an offer that shows the full repayment amount and schedule before you accept.
  4. Funding can arrive in as little as 24 hours for qualified businesses.

FICO scores from 500 are considered, and sole proprietors can apply.

How much you can finance

Funding ranges from $25,000 to $5,000,000. The amount depends mainly on your deposits and existing obligations, including any vans or equipment you are already paying on. Bring a quote for the equipment and we can match the offer to the purchase. Apply for equipment financing.

Frequently Asked Questions

Can I finance a used lift or van?

Used equipment is a frequent request. Share the details when you apply and we will review it with your bank statements.

Do I need perfect credit?

No. FICO scores from 500 are considered, and your business deposits weigh heavily.

Can I bundle several pieces of equipment?

Yes. Many painters combine a sprayer, lift and trailer into one request. Bring quotes for each.

What documents are required?

About three months of business bank statements. No tax returns.

When will I know the total cost?

Your offer shows the full repayment amount before you accept, with no surprise costs after you sign.

Airless sprayer $9,000.00
Boom lift $45,000.00
Work van $38,000.00
Scaffold system $13,000.00

Example uses for illustration only.

How to improve your chances

These steps help us price your equipment financing quickly.

  • Get written quotes for each piece of equipment
  • List current van or equipment payments
  • Keep deposits in one business bank account
  • Explain how the gear adds jobs or saves labor

Our equipment financing vs. a bank

Merchant Fund Express
Traditional bank loans
Application
About 5 minutes
Long forms and site checks
Documents
About 3 months of statements
Tax returns and financials
Credit
FICO 500+ considered
Strong credit expected
Speed
As little as 24 hours
Weeks to fund
Small operators
Sole proprietors can apply
Often harder to qualify

Get the equipment your next job calls for

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding
Apply NowCall