We do not promise same-day money, but decisions move fast and funding can arrive in as little as 24 hours for qualified shops. No tax returns needed.
Apply in 5 MinutesFast Auto Repair Funding
A fast decision and funding in as little as 24 hours for qualified businesses. Have your bank statements ready and we will keep it moving.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and about three months of bank statements. No tax returns. Funding in as little as 24 hours if qualified.
FICO 500+ considered. We start with a soft pull and look at how steady your deposits are.
Your offer shows the full repayment amount up front, with no surprise costs added after you sign.
The repayment schedule is laid out in your offer up front, so a fast decision is still an informed one.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Shop owners search for same-day funding when something has already gone wrong: a lift failed with a car on it, a supplier is holding an order, or payroll is due before the insurance check clears. We understand the urgency, so here is the honest version. We do not promise funds the same day you apply. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
For most shop emergencies, that window is what actually matters.
The review itself is quick. Delays almost always come from the file. To keep things moving:
No tax returns are required, and we start with a soft credit pull.
Fast money still needs the right structure. For a one-time hit, like a failed compressor or a big parts order, working capital or a merchant cash advance usually fits. See merchant cash advance for auto repair and working capital for auto repair. For a broken lift or rack you need replaced, look at equipment financing for auto repair.
When the problem is a true emergency, our auto repair emergency funding page covers what to do first.
Your offer shows the full repayment amount and the payment schedule before you accept. No surprise costs get added after you sign. Take a few minutes to read it even when you are in a hurry. FICO 500+ is considered, and sole proprietors can apply. Start the 5-minute application.
We do not promise same-day funding. Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses.
Have three months of business bank statements ready, apply with accurate details, and respond quickly to any follow-up questions.
No. We start with a soft credit pull.
Funding runs from $25,000 to $5,000,000, depending mainly on your deposits and existing obligations. Speed does not change how the amount is set.
Speed is similar across our products, since the review is driven by your bank statements. Pick the product that fits the need: a lump sum for a one-time hit, a line for repeating gaps, or equipment financing for a lift or rack. The right fit matters more than shaving a few hours.
Yes, the application is online and takes about five minutes. Review timing depends on when your file is complete.
Example uses for illustration only.
A few steps can cut days off your funding timeline.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding