Carry weekly payroll while clients pay on terms. Compare a revolving limit with a lump-sum advance and apply in about 5 minutes.
Compare OptionsStaffing Agency Funding
Every new placement adds to the cash you carry. Pick funding that follows your billing cycle as the agency grows.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
A 5-minute application and three months of statements. Funding in as little as 24 hours for qualified agencies.
FICO 500+ is considered. Client deposits carry real weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
Repayment is laid out in your offer, so you can plan it around client pay dates.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Staffing agencies pay workers every week but often wait much longer for clients to pay invoices. The more placements you make, the bigger that float gets. Growth itself can squeeze cash. That is why agency owners so often weigh a business line of credit against a merchant cash advance: both can carry payroll, but they do it in different ways.
For most agencies, the float is not a one-time event. It rolls forward every week as new hours are billed and old invoices are paid. A revolving line of credit mirrors that cycle. You draw to cover payroll, repay when clients pay, and draw again. As your placements grow, a steady deposit history helps support the limit. See our line of credit for staffing agencies page.
An advance gives a lump sum now, repaid from future deposits on the schedule in your offer. It suits a defined need rather than the ongoing float:
More detail is on our merchant cash advance for staffing agencies page.
Funders reading an agency's statements tend to look at how regular client payments are, how concentrated revenue is across clients, and what obligations already sit against those deposits. A large share of revenue from one client is a factor, not a verdict. If your need is broader than payroll, our working capital for staffing agencies page covers more uses.
Apply in about 5 minutes with a soft credit pull to start. We review about three months of business bank statements, and no tax returns are required. FICO 500+ is considered and sole proprietors can apply. Funding runs from $25,000 to $5,000,000, and qualified agencies can be funded in as little as 24 hours. Your offer shows the full repayment amount and schedule before you accept. Start your application.
Because the payroll float usually repeats, many agencies find a line of credit fits better. An advance suits a one-time push like a big new account.
Reviewers look at your actual deposit pattern. Slow but reliable clients are part of the picture, and it helps to explain their terms.
A branch launch is a defined cost, so an advance is a common choice. The amount depends mainly on deposits and existing obligations.
It is one factor. FICO 500+ is considered, alongside deposits and current obligations.
About three months of business bank statements and the 5-minute application. No tax returns.
Seasonal agencies, such as those staffing warehouses for the holidays, can apply. Reviewers weigh the full deposit pattern, so it helps to explain your busy and slow periods when you apply.
Example uses for illustration only.
These habits help reviewers understand an agency's cash flow.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding