Fund material buys, tooling or a new CNC with the product that fits the job. $25,000 to $5,000,000, FICO 500+ considered, 5-minute application.
Check My OptionsMachine Shop Funding Comparison
Job shops pay suppliers before customers pay them. Compare a reusable line of credit with a one-time advance and pick the one that fits your workflow.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Apply in 5 minutes with about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. A soft credit pull starts the process without touching your score.
The full repayment amount appears in your offer before you accept. No surprise costs after you sign.
Your offer shows the repayment schedule up front, so you can line it up against job payments.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Machine shops live in the gap between paying for bar stock, tooling and payroll today and getting paid by customers weeks later. Win a bigger job and the gap gets wider before it gets better.
Two products show up often in that conversation. A business line of credit gives you a limit you can draw, repay and draw again. A merchant cash advance gives you a single lump sum repaid from future revenue. Each solves a different shape of problem.
A line is built for the steady churn of a job shop:
You draw what a job needs and repay as invoices clear. Read more about a business line of credit for machine shops.
An advance fits a single, defined push. Think spindle rebuilds, a used CNC lathe that comes up for sale, a second shift you need to staff up for a new contract, or rewiring the floor for more machines. You get the full amount in one deposit. Learn more on our merchant cash advance for machine shops page. For the machine purchase itself, also look at equipment financing for machine shops.
Repeating, unpredictable costs tend to fit a line of credit. One-time, known costs tend to fit an advance. Some shops use both: a line for materials and an advance for a specific project. Whatever you choose, the offer shows the full repayment amount and the schedule before you accept, so you can run the numbers against the job.
We fund established shops with steady deposits, from $25,000 to $5,000,000. Our 5-minute application begins with a soft credit pull. We review about three months of business bank statements, consider FICO 500+, and do not require tax returns. Sole proprietors can apply. Qualified businesses can be funded in as little as 24 hours. Apply here to see what fits your shop.
A line of credit often fits material buys because you can draw per order and draw again later. If the order is one large, fixed purchase, an advance can also work.
You can. You may also want to compare equipment financing, which is structured around the equipment purchase.
We look mainly at your deposits and existing obligations. Steady deposits over about three months matter more than any single late invoice.
No tax returns are required. We review about three months of business bank statements.
Decisions move quickly, and qualified businesses can be funded in as little as 24 hours.
Some shops do, for example a line for materials and an advance for a specific machine. Whether that fits depends on your deposits and existing obligations, which we review when you apply.
Example uses for illustration only.
Shops that do these things tend to get cleaner offers.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding