Compare reusable credit with a lump-sum advance for pours, payroll and equipment. Funding from $25,000 with a 5-minute application.
Get My OptionsConcrete Contractor Funding
Materials come first, payment comes later. Choose the tool that bridges that gap without tying up more than you need.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Short application and about three months of bank statements. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered. We begin with a soft pull so you can see options before anything else.
Your full repayment amount is shown in the offer before you accept. Nothing new appears after you sign.
The schedule is spelled out in the offer up front, so you can line it up with GC payment timing.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Concrete work is front-loaded. You pay for ready-mix, rebar, forms and labor before the slab cures, and the check from the general contractor may come weeks later. Weather can stop pours for days. That gap between spending and getting paid is the reason most concrete owners eventually compare a line of credit with a merchant cash advance.
A business line of credit gives you an approved limit. You draw when a job needs materials or payroll, repay as the GC pays you, and the limit is available again. That makes it a good match for contractors who juggle several jobs at once and never know exactly which one will pay late.
More on this at business line of credit for concrete.
A merchant cash advance is a single lump sum, repaid from future receivables. It is better suited to one clear need: a mixer or power trowel that broke mid-season, a down payment on a bigger contract, or staffing up for a commercial job. You get the whole amount at once and know exactly what you are repaying. See merchant cash advance for concrete. If the purchase is a machine, equipment financing for concrete is also worth a look.
We fund established businesses with steady deposits, from $25,000 to $5,000,000. The application takes about 5 minutes, starts with a soft credit pull, and asks for around three months of business bank statements. No tax returns required. FICO 500+ is considered and sole proprietors can apply. Qualified businesses can see funding in as little as 24 hours. Apply here and compare both offers.
Funders look at the overall pattern of deposits over a few months, not one slow check. Uneven timing is common in concrete and shapes the offer rather than ending the conversation.
A one-time repair or replacement often fits a merchant cash advance or equipment financing, since you know the amount and need it all now.
Yes. Drawing to cover payroll during weather stoppages and repaying when work resumes is a common use.
About three months of business bank statements and the short application. No tax returns required.
Yes. Sole proprietors can apply as long as the business shows steady deposits.
Example uses for illustration only.
These steps help any funder read your concrete business more clearly.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding