Draw for pump rentals, materials and overtime when jobs need it. Soft pull to start, FICO 500+ considered, no tax returns.
Get My LineConcrete Line of Credit
Concrete costs rarely arrive on a neat schedule. A line lets you pull what the week needs and leave the rest available.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
About three months of statements, a 5-minute application and no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Deposit history carries real weight.
Your offer shows the full repayment amount before you accept, with no surprise costs once you sign.
How and when you repay is laid out in the offer up front, so draws fit your job flow.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Most concrete contractors do not have one big cash need. They have a lot of small ones that hit at random: a pump rental here, a surprise overtime week there, a supplier that suddenly wants payment on delivery. A business line of credit lets you draw what you need, when you need it, instead of taking one large sum up front.
For outfits that bounce between residential driveways and commercial slabs, that flexibility can matter more than the size of the line.
Say you run a decorative and flatwork shop. In April you draw to cover stamping mats and color hardener for a run of patios. In June you draw again to rent a laser screed for a warehouse floor. Between those draws, you repay as jobs close out. Your offer explains how draws and repayment work before you accept, along with the full repayment amount on what you use.
No tax returns required, and sole proprietors can apply. The application takes about five minutes.
The upside of a line is also the risk: it is easy to draw for everything. Concrete owners who get the most out of one tend to follow a few rules.
Handled that way, a line becomes a steady backstop for the uneven way concrete money comes in.
If you need one fixed amount for a specific job, a merchant cash advance for concrete or working capital may be simpler. Our concrete cash flow guide walks through timing issues. Ready now? Apply in about five minutes.
Funding runs from $25,000 to $5,000,000. The size depends mostly on your deposits and existing obligations.
Your offer explains exactly how repayment works on what you draw, including the full repayment amount, before you accept.
It can be. Many owners draw during busy months and repay as jobs close, but the schedule should match your own pattern.
About three months of business bank statements and a 5-minute application. No tax returns.
Sole proprietors can apply. We look at the business deposits like any other applicant.
Funding can arrive in as little as 24 hours for qualified businesses once your file is complete and you accept the offer.
Example uses for illustration only.
Before applying, tighten up a few things a reviewer will notice.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding