Lock in plants, stone and irrigation parts before suppliers run short. Apply in 5 minutes, soft credit pull to start, no tax returns.
Stock Up NowLandscaping Inventory Funding
Order early, start jobs on time, and protect your margins. We fund established landscaping businesses based on deposits, with funding in as little as 24 hours for qualified businesses.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application and about three months of statements. Funding in as little as 24 hours if you qualify.
FICO 500+ is considered. Steady job deposits matter in our review.
The full repayment amount is shown in your offer before you accept, with no surprise costs after you sign.
Your payment schedule is laid out in the offer so you can match it to when jobs pay.
Fast decisions. Applying takes about 5 minutes.
A short application. A soft credit pull to start.
We review revenue, time in business and bank activity, not just a credit score.
You see the amount, the schedule and the full repayment amount before you sign.
Funding in as little as 24 hours for qualified businesses.
Nurseries and suppliers sell out of the good stock early. If you wait until the contracts are signed and deposits come in, you may be paying more for second-choice shrubs or waiting on backordered irrigation parts. Inventory funding for landscaping lets you buy what you need before the rush, so jobs start on time and your margins hold.
Some companies also keep a small yard of common materials so they can quote and start smaller jobs without a supplier run every time.
Spring orders compete with every other company in your area. Buying earlier can mean better selection and, with some suppliers, volume pricing. It also keeps crews productive instead of waiting on a delivery. The tradeoff is that money goes out weeks before the jobs pay. Funding is how you bridge that gap without stretching the operating account thin right when payroll is climbing.
For illustration: a design-build company has signed several patio and planting projects for April and May. Ordering pavers, block and plant material in late winter costs a sizable sum up front. Funding covers the order, crews install on schedule, and the business repays as clients pay their progress invoices.
Buying ahead only works if materials move. Track which plants, stone and parts you use most, and order closer to that number. Store nursery stock properly so losses stay low. Leftover hardscape materials can often be used on smaller jobs later, but live plants are less forgiving.
Apply in about five minutes and send roughly three months of business bank statements. No tax returns required, FICO 500+ considered, and the first credit check is a soft pull. Sole proprietors can apply.
Working capital is a natural fit for a single large order. A business line of credit works for ongoing restocking through the season. Your offer shows the full repayment amount and schedule before you accept. Start your application.
Yes. Plants, stone, pavers, irrigation parts and similar materials are all common uses.
No. We review your business bank statements and deposit history. Having upcoming work lined up can help you decide how much to request.
Qualified businesses can be funded in as little as 24 hours, so you can order quickly once approved.
About three months of business bank statements. Tax returns aren't required.
Owner-operators and sole proprietors can apply. We look for an established business with steady deposits.
We fund from $25,000 to $5,000,000, based mainly on your deposits and existing obligations.
Example uses for illustration only.
These habits help your application and your purchasing.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding